It's illegal to drive while your d.l. is suspended.
If you have no drivers license then you have no business driving a vehicle, therfore you do not need insurance.
You can definitely exclude your spouse from your auto insurance. They shouldn't be driving if their license is suspended so they don't need insurance.
You will need to file a police report in order to have their drivers license suspended. For compensation you may need to sue the at fault driver.
No. You need not get insurance when you get a drivers license, but you must get insurance when you buy your own vehicle
Yes, you don't need your drivers license for that. A birth certificate and some other papers will do.
In general you need a license to get insurance for your car, but if yours has been suspended it is still possible to get insurance by selecting a primary driver, such as your spouse.
Yes. You need a drivers license and insurance.
no not if you have no car
Yes. You need a driver's license and insurance.
Only if you plan to drive a vehicle. This is generally the reason people get a drivers license.
No, the insurance is on the car, not the person.
If you have your G2 or higher you need insurance to drive.