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What would one take a life insurance medical exam for?

Updated: 8/20/2019
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βˆ™ 10y ago

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Some insurance companies require one to take part in a medical examination before being accepted as one of their customers. The majority of the time it is to ensure that one is not deathly ill and will become deceased shortly after obtaining insurance.

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Q: What would one take a life insurance medical exam for?
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What would be the cost to get no medical exam life insurance?

The cost to get no medical exam life insurance is about $500-1000 a year.


Where can one get a life insurance with no medical exam?

You can get life insurance online without a medical exam. Some websites you can go on to get life insurance without a medical exam are AnicoDirect and Efinancial.


How can one get life insurance with no medical exam?

If one is interested in buying life insurance without medical exam, it is necessary to know that this type of insurance is more expensive and one would expected to pay an extra money to get it.


What companies offer life insurance with no medical exam at a good price?

MetLife offer life insurance with no medical exam at a good price


Is it possible to get life insurance with no exam?

There are many Insurance Companies that will offer life insurance policies without a medical exam. However, the rates will most likely be higher than you would pay for a life insurance policy from an insurer requiring a physical exam.


Is no medical exam life insurance cheaper than the other kind?

It depends, for you go for the life insurance with exam and you are not helthy, it is going to be more expensive than the no medical exam life insurance, but if you are helthy it is going to be cheaper.


Can I get life insurance with no medical exam?

Yes you can. Americanlifepolicy.com offers up to 500,000 of life insurance with No medical exam, just a few health questions.


Whats the benefits of a term life insurance no medical exam?

The benefits of having a term life insurance with no medical exam is not having to go through a medical exam before being signed on a policy. This could benefit an individual who has poor health but still requires coverage, as there would be no exam that could inconvenience them.


What insurance companies offer no medical exam life insurance?

Check with equote.com for no medical exam life insurance. MatrixDirect.com may also be able to help you with that type insurance.


Which US based companies offer exam insurance with no term life medical option?

There are many reasons one would want a term life insurance with no medical exam. Lifesource Direct, Mutual of Omaha, and Matrix Direct only ask a few medical questions, but do not require an exam.


What type of insurance doesn't require a medical exam to be taken?

There are a number of types of insurance that do not require a medical exam to be taken. These include house and contents, car and mobile phone insurance. Typically a medical exam is required for life insurance. However there are still many financial institutions that offer life insurance without a medical.


What does the statement, "insurance life no physical term" mean?

It would mean you could get term life insurance with no medical exam. Term life insurance only protects you till a certain age.