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Does products and completed operations coverage cover nurses and other attendents?
The General Liability policy that provides "Products & Completed Operations" coverage also includes an exclusion that would prohibit coverage for Medical Malpractice or Professional or Medical Services. I'm not entirely clear on what type of claim scenario you are inquiring about, however if you are asking if the Products & Completed Operations liability would provide coverage if your nurse fails to properly care for a patient, and that patient subsequently dies or is injured, the answer is no. You would need to obtain Professional Liability coverage (Med Mal) for those services.
Can you get public liability while pending claim against you?
That would probably be very difficult to find with a pending claim. It's best to stay with your current insurer until the claim is closed.
Does renters insurance cover loss of furniture due to landlords negligence?
Yes it would but if it were due to the landlords negligence his liability insurance would cover the loss. Your insurance co will chase the claim against his for you. Place a claim with them.
How is your claim handled if you hit a something in your own yard with your vehicle?
You would have to file an auto claim and a homeowners claim. The damage to your property could not be covered under your auto's liability coverage because an insured cannot be liable against themselves.
Can someone with liability only on a company vehicle involved in a minor accident driving to their home file a claim?
What would you file a claim for? The vehicle is not yours and it's a minor accident with no injuries, so you have no loss.
Why would one purchase liability insurance?
Liability insurance is purchased to protect oneself from the risk of liabilities that are a result of a lawsuit. It its prominently used in car insurance, but can also be purchased for products, and by employers.
What is the difference between general liability insurance and cargo insurance?
General liability refers to products completion and labor, while cargo is specific to transportation, such as hauling equipment or goods. The cargo insurance would kick in if there was damage to the goods in transit. General liability would cover goods in your warehouse or on the docks.
What would decrease liability?
Debit balance would decrease the liability as credit balance increases the liability.
Is it illegal to say you are a limited company when you are not?
Yes, it would be a misrepresentation of the liability of the owners of the company (unlimited) if you falsely claim to be limited (e.g., Inc, Ltd, SpA).
Briefly compare and contrast tortuous liability and contractual liability?
These are separate, although sometimes converging areas of law and liability. Contractual liability means that a party to a contract has somehow breached the contract and when taken to court will be held liable for the contract or at least for the loss to the nonbreaching party as a result of the breach. Tort is a separate type of liability that has to do with civil wrongs and gives a cause of action for the injured party. For example, an individual tripping and falling in a grocery store on a puddle of water may have a tort claim but would not have a contract claim against the store.
What is garage keepers legal liability?
Garage Keepers Legal Liability is primarily for an automotive repair shop with other people's vehicles in their Care, Custody and Control. Should a claim occur when this vehicle is in the shop's possession, it would be paid under this policy.
Can you sue your own insurance company on your daughters behalf for the murder of her father?
It would depend on what kind of insurance you are talking about. If you are talking about homeowners or liability insurance, it would depend on whether it was felt there was some sort of liability to someone. Usually "intentional acts" are excluded from coverage so it is highly unlikely a claim against an insurer would be successful.
