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Few traditional property owners or management companies will rent an apartment to you if you have demonstrably bad credit. Some ways to manage that include:

* Putting down a higher security deposit (3-6 months instead of 1-2 months)

* Ask someone with better credit to apply with you and then have them "leave" the rental after a month

* Look for apartments next to or very close to colleges and universities - property owners tend to be a bit more lax in those areas

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13y ago
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6y ago

Try Deer Creek Crossing in West Salem. I had bad credit but a good rental history and they rented to me just fine.

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11y ago

Anywhere, but they will probably ask for first and last months rent, as well as extra costs.

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10y ago

St; louis mo 63108

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If you pay 6 months rent upfront will you be able to rent a property with bad credit history?

Usually, it depends on the landlord though. That's how most people with bad credit get an apartment.


What apartments rent to people with bad credit in Mobile Alabama?

Ole Bay will rent to people with bad credit and/or felony convictions, as long as you can show that you can afford to pay the bill.


What is the minimum credit score apartment owners look at before they will accept tenants?

Normally speaking, apartment complexes and owners are not looking at a credit score as a basis for their decision to rent you an apartment. Of course this might be a factor with luxury apartments. But what landlords are looking for our history of evictions and nonpayment of utility bills. If the issue with your credit is simply with credit cards, medical bills, or even furniture bills, this usually does not affect the decision of the landlord. This is especially true with landlords who rent apartments to low income tenants. Also if your credit issue is more than two years old this is often overlooked by the landlord. Most apartment complexes will do credit checks -- that's a fact of life. But if everyone with bad credit was denied an apartment this could be considered discrimination. Other factors involved include criminal records: apartment owners do not want recently convicted felons are convicted sex offenders in their units.


How do you rent an apartment if you have crappy or no credit?

It's difficult, but many landlords just want to rent the empty space and you might get lucky enough they won't check you out and ask for first and last months rent. Good luck Marcy I speak from personal experience. I was just on an apartment hunt and I have a very poor credit rating (we're talking a couple of charge offs and late payments galore, not that I'm bragging by any means), not to mention that I am fresh out of college with no real job security. I was even able to go through a realtor and secured an apartment with the assistance of someone called a "guarantor". This is basically a co-signer assuring that your rent will be paid and they won't get stuck with someone who bailed on the lease. However, this person is also responsible if you are not timely with your payments so don't screw your guarantor over it WILL affect their credit!! Well let me tell you I have bad credit and it is hard, however you should not get disgaraged at all. I went to one of those places were they get the apartment in their company name and you pay them 20% of the rent...After doing that for about an year I realized I was throwing extra money down the drain. I applied for an apartment in my own name and got approved, however it was not a place that I would have chosen but it was my own place in my own name. Right now I having a hard time getting something that I really like with all the ammenities for a good price and decent with my poor credit that is what I am having a hard time with. Because them old rank places would approve you its they good decent places that are hard on you.


Where can you find no credit check apartments in Raleigh NC?

Most apartment complexes run credit checks on tenants to ensure they have a decent credit score and are apt to pay their rent. In Raleigh, NC, and anywhere else, you can call around to see who does not require a credit check.

Related questions

Can an apartment complex refuse to rent an apartment to you if you have filed for bankruptcy in the state of Florida?

Yes, an apartment complex can refuse to rent an apartment to you if you have bad credit. A bankruptcy alone will not stop you from being approved or disapproved from an apartment, they will consider your overall credit score and credit history.


If you pay 6 months rent upfront will you be able to rent a property with bad credit history?

Usually, it depends on the landlord though. That's how most people with bad credit get an apartment.


If a parent has bad credit can they still rent an apartment for their 17 year old?

Yes but it might not be one where the apartment is managed by a Real Estate company or other management. You can easily rent one in a house where the landlord also lives. That's because a management company will check your credit report.


How do i rent an apartment with bad rental history?

You can rent an apartment with bad rental history by going to your town or county and asking for a list of apartments and houses that rent to low income people. These people typically don't have good rental history but the managers and owners will work with them. You can also apply anyway and may have to put down a larger deposit than someone with good rental credit and credit history.


If a couple is trying to rent an apartment and one has bad credit but the other has good credit do we need a co-signer?

The need for the co-signer will depend on the management. However, it would be best, given the bad credit history of the one person, to make sure that the one with good credit can solely support the rent payment. That is because bad credit history reflects a poor payment history.


How do you rent an apartment with bad credit and no cosigner?

You are at the mercy of potential landlords and your own bad credit history. There is no magic trick available. You may need to wait and save up a substantial security deposit and try to build up a better credit history.


Does rent a center give you bad credit?

Yes


Can I use only my credit score to rent an apartment if my husband has a bad one?

Your credit score is one part of your rental application, and it's important to know that landlords will usually check all three credit bureaus when considering an applicant. If you have a low credit score, you may want to ask your husband to cosign on the lease with you. This will help improve your chances of being approved for the apartment you want.


Why do apartment managers charge more when people have bad credit?

They might ask for an extra deposit or an extra month's rent because people with low credit scores have a higher risk of defaulting on the contract (not paying rent or leaving the apartment before the contract is up). Because of the higher risk, they might charge more up front, but they shouldn't be charging you a higher rental rate in general.


What apartments rent to people with bad credit in Mobile Alabama?

Ole Bay will rent to people with bad credit and/or felony convictions, as long as you can show that you can afford to pay the bill.


What is the minimum credit score apartment owners look at before they will accept tenants?

Normally speaking, apartment complexes and owners are not looking at a credit score as a basis for their decision to rent you an apartment. Of course this might be a factor with luxury apartments. But what landlords are looking for our history of evictions and nonpayment of utility bills. If the issue with your credit is simply with credit cards, medical bills, or even furniture bills, this usually does not affect the decision of the landlord. This is especially true with landlords who rent apartments to low income tenants. Also if your credit issue is more than two years old this is often overlooked by the landlord. Most apartment complexes will do credit checks -- that's a fact of life. But if everyone with bad credit was denied an apartment this could be considered discrimination. Other factors involved include criminal records: apartment owners do not want recently convicted felons are convicted sex offenders in their units.


How do you rent an apartment if you have crappy or no credit?

It's difficult, but many landlords just want to rent the empty space and you might get lucky enough they won't check you out and ask for first and last months rent. Good luck Marcy I speak from personal experience. I was just on an apartment hunt and I have a very poor credit rating (we're talking a couple of charge offs and late payments galore, not that I'm bragging by any means), not to mention that I am fresh out of college with no real job security. I was even able to go through a realtor and secured an apartment with the assistance of someone called a "guarantor". This is basically a co-signer assuring that your rent will be paid and they won't get stuck with someone who bailed on the lease. However, this person is also responsible if you are not timely with your payments so don't screw your guarantor over it WILL affect their credit!! Well let me tell you I have bad credit and it is hard, however you should not get disgaraged at all. I went to one of those places were they get the apartment in their company name and you pay them 20% of the rent...After doing that for about an year I realized I was throwing extra money down the drain. I applied for an apartment in my own name and got approved, however it was not a place that I would have chosen but it was my own place in my own name. Right now I having a hard time getting something that I really like with all the ammenities for a good price and decent with my poor credit that is what I am having a hard time with. Because them old rank places would approve you its they good decent places that are hard on you.