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The best way to confirm is to contact your insurace provider directly to confirm effective policy dates.
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If your employer canceled your insurance after you saw a doctor can he back date when it was canceled to before the doctor's visit?
The insurance can't be cancelled before the paid insurance coverage is up. Contact the insurance company directly to get the correct cancellation date. An employer can't back date past the paid through date. If the date the insurance company gives as the cancellation date, ask if the cancellation was due to non payment of the premiums OR if the employer cancelled after a premium was paid and requested a refund. You must also find out if your employer has new health insurance in place. Another factor to take into consideration, did your employer offer health coverage as part of the compensation for your job when you took the job; do you have that information in writing. If that's the case, and you are no longer covered at all, you may have grounds for legal action. It would be wise to consult a lawyer.
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