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In New Jersey if your tree falls onto your neighbor's property who is responsible?
Wiki User
∙ 11y ago
Your own homeowners insurance policy covers you if a tree falls or is blown into your property. This is what is known as an "Act of Nature". Trees do fall and sometimes die. It does not matter if the tree fell form a neighbors yard or a neighboring National Forest or if it blew in from 5 blocks down the street.
You can not require your neighbor to pay unless you could somehow prove that he was intentionally responsible for your damage.
By the Same token if a tree fell down or was blown from your property onto your neighbors property the same rule would apply, His policy would cover damage and he would pay his deductible.
Natural Acts do occur everyday around the world. In the United States, the rules of liability were set down in legal precedent many years ago in relation to this type of loss.
Wiki User
∙ 12y ago
Wiki User
∙ 11y agoowner
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Who is responsiable when a tree falls on neighbors car?
Mother Nature would be the "responsible" party. The homeowner is not "liable" for acts of nature. Your homeowners insurance is not responsible for a natural act that causes damage to property of another. Your neighbors car is not listed as covered property on your Homeowners policy. Your homeowners insurance would also not pay if the tree fell on your own automobile. If a tree falls on someones car they should file a loss claim with their Auto Insurance Company. If they have comprehensive coverage then it will take care of their loss.
Are you solely responsible to pay for damages if a tree in your yard falls into your neighbor's yard and damages his fence?
No. Mother Nature would be the "responsible" party. The homeowner is not "liable" for acts of nature.Your homeowners insurance is not responsible for a natural act that causes damage to property of another. Your neighbors fence is not listed as covered property on your Homeowners policy.If a tree falls on your neighbors property the neighbors insurance coverage would invoke, it does not matter where the tree came from. Likewise if a tree falls on your property due to a natural occurrence your own homeowners insurance policy would cover you.AnswerIf the tree was healthy and you had no complaints from your neighbor and a wind storm came up and blew it over you may have a nice enough neighbor that will share the cost of a new fence.AnswerAccording to my insurance agent, so long as there is no negligence on the part of the tree owner it is an "Act of Nature". Thus the fence owner would need to pay to make repairs if they want it fixed. My insurance covers me if my neighbor's tree falls on my house. I can't imagine the company paying for anything that they could make someone else pay for.
Is the homeowner responsible if a tree falls on a car and kills the driver There was no wind or rain that day?
NO. A property owner is not responsible for acts of nature.
Do you need windstorm insurance if you are renter?
I am renting a trailer and a limb falls on my vehicle while parked on the property who is responsible for the damages
Whose responsibility is it when a tree falls on your property?
Nobody is liable for an act of nature. It does not matter who owned the tree. If a tree falls on your house just call your insurance company. If it just fell in your yard and did not damage your property you just have to get it removed yourself. If it's partially on your property and partially on the property of another, then each property owner is responsible for removing that part on their own property.
If a tree in my backyard falls and does damage to neighbors privacy fence is my HO insurance liable for all costs or is his?
No, His insurance will cover his fence. Your home insurance is specific to your property and no one is liable for an act of nature,
If you dig a hole in your property then you go inside your home and a kid falls into the hole are you legally responsible?
Get proper legal advice NOW
Your child flushed a toy down the toilet and it caused the toilet from the downstairs apartment to clog and flood are you responsible?
Yes. I know it's difficult to keep an eye on your children every minute of every day. But the fact remains, a child obviously cannot be held financially responsible for causing damage to someone else's property. So the burden falls to you. It's your child, so it's your responsibility, regardless of how attentive or inattentive a parent you are. I mean, it's certainly not your downstairs neighbors who are responsible for the damage! You can say "it's not my fault, my kid did it" all you want, but that argument falls apart when you consider that you are expecting your neighbors to pay for the damage done by some kid they don't even know.
Whose insurance is responsible if a tree on your property falls and damages another person's vehicle during clear weather?
Weather doesn't matter. Your HomeOwners Insurance would be responsible for those damages.
When a tree falls on both your property and neighbors who is responsible by law?
It depends on the laws of your country. In the United States at least, no one is held liable for acts of nature, so you would each deal with your bit of the damage to your property (claim on your home owners insurance). In the UK, the owner of the tree would likely be liable. That would be the owner of the ground on which the tree was growing. Again the thing to do is claim on your home owners insurance and leave it to the insurance company to decide who was responsible. Also, See related questions below.
What are the release dates for Passaic Falls New Jersey - 1896?
Passaic Falls New Jersey - 1896 was released on: USA: July 1896
Who pays for the deductible if neighbors tree falls on your property?
Falling Trees and Insurance U.S.The insured pays his own deductible. Deductibles are common on most types of Insurance policies. Your own homeowners insurance policy covers you if a tree falls or is blown into your property. This is what is known as an "Act of Nature". Trees do fall and sometimes die. It does not matter if the tree fell form a neighbors yard or a neighboring National Forest or if it blew in from 5 blocks down the street. You can not require your neighbor to pay unless you could somehow prove that he was intentionally responsible for your damage. In the United States, just the fact that a tree was unhealthy would not indicate liability on the part of your neighbor.Homeowners are not required to be licensed Arborist nor is a homeowner required by law to be competent to recognize an unhealthy tree. By the Same token if a tree fell down or was blown from your property onto your neighbors property the same rule would apply, His policy would cover damage and he would pay his deductible.Natural Acts do occur everyday around the world. In the United States, the rules of liability were set down in legal precedent many years ago in relation to this type of loss.Answeryou are responsible if a healthy neighbor's tree falls on your property - if the tree was diseased and have some visible rot - you may be able to make a negligence claim under your neighbor's policy
