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Who pays for the damages if your insurance does not cover the person you gave permission to drive your car?
Wiki User
∙ 17y ago
Depends on which State in which you live. i.e. Florida, File a police report. The driver will then be required by law to purchase s "Named Non Ownership Policy". But that will not help you with repairs. Seems you are S.O.L. unless you can get the person to make restitution. Go to Small Claims Court is a possibility!. Good Luck
Wiki User
∙ 17y ago
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Does your insurance cover your car when an uninsured driver is driving and have a wreck?
It really depends on the type of coverage you have. Normally if that person had permission to drive the vehicle, you have full coverage/collision insurance, and that person was at fault your insurance will cover damages. If someone else caused the accident, you would still receive damages from their insurance if they were insured. Sometimes however the driver's insurance would cover your damages under certain circumstances. As always, it is really best to ask your insurance carrier or refer to your most recent coverage letter from the company.
If you crash a car borrowed with permission from a family member will their insurance or your insurance cover the damages?
You may need to check with the insurance company. Most companies will cover accidents that happen when a car is borrowed by a licensed driver.
If you have insurance and let your daughter drive your car and gets into an accident will your insurance cover for the damages?
when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.
Does landlord insurance cover car damages on property?
No, that's what car insurance is for. If someone hit your car, that person is the one liable for your damages, not the property owner where it was parked.
What if a person pushed a shopping cart into your car and damages it will that person's insurance pay for it?
Home owners if you have it may cover
If you had permission to drive a friend's car and had a wreck can the friend sue you even though the friend's insurance should cover the damage?
Yes. The person is entitled to collect the insurance deductible and any other damages that were incurred due to the fault of the driver of the vehicle.
Is your insurance provider notified and will your insurance cover the damages when an unlicensed driver takes your vehicle without permission and is involved in an accident?
The answer should be yes to both parts of the question. You should notify them.
If you have a car accident in someone else's car and they have full coverage will that cover the damages to the car you hit?
Usually, if the driver had the owner's permission to drive. What happens if the car is owned by the person that has the accident but the insurance is in your name? However you no longer want to be in that relationship or to have to pay that insurance?
If a friend borrows your car and gets in an accident does your auto insurance cover damages?
Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.
Your truck was totaled and the person that hit you does not have enough insurance what should you do?
Sue him.A bit more:If the person who hit you doesn't have enough insurance to cover the damages to your vehicle, then your insurance should cover the balance of the costs if you have full coverage and not just liability insurance.
What does a standard insurance include?
"Standard auto insurance includes liability coverage, which covers damages and injury sustained in a car collision. Standard auto insurance does not cover your car's damages, but rather the car of the person you collide into."
Will your insurance cover damages to my drivewayfrom rainfall?
yes
