Because the accident could have been caused by the use of drugs.
Yes.
The insurance companies will not cover the cost of a paternity test. The reason why is that it is an elective test so you will have to pay it out of your pocket.
They test for Spice now, I know that.
Yes
yes
Yes, absolutely. I just had mine.
My brother didn't get life insurance because the test revealed he had cancer. After a bone marrow transplant, he is Ok now. But the Physical test determines the insurance companies portion of the bet on your life.
the person responsible for the accident, if the person riding yours caused the accident than he/she is responsible
No. In any US state insurance companies are only allowed to sell auto insurances of any kind to licensed drivers. The reasoning for this is because in the event that the person with the learners permit fails their road test(s), then the insurance companies are not held liable in the event of an accident. That is why there is a manidtory requirement that the person with the learner's permit drive with a licensed experienced driver in the car at ALL times, so in the event there is an accident, the insurance company will cover it under the licensed driver's policy.
I hope not, talk about over reach
Elderly person looking for long term health insurance do they do a blood test looking for THC?
To answer your question about insurance companies testing urine samples; its because they have to figure out as to whether you do drugs of any kind or any other toxicoligy reports in terms of as to whether your iron count in your blood is high normal or low in order to figure out your life expectantcy and most of all the cost of your plan. Remember........ its all about the money!