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Q: Do insurance companies test for drugs?
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Related questions

Why do insurance companies test for drugs after an accident?

Because the accident could have been caused by the use of drugs.


Will insurance companies cover the cost of a paternity test?

The insurance companies will not cover the cost of a paternity test. The reason why is that it is an elective test so you will have to pay it out of your pocket.


What are synthetic drugs that companies test for?

They test for Spice now, I know that.


Do insurance companies test for pregnancy in their medical?

yes


Do health insurance companies test for marijuana?

Yes


Do they test for drugs in an insurance physical?

Yes, absolutely. I just had mine.


Who do insurance companies have to answer to?

They typically answer to their respective state's department of insurance. Just like the FDA keeps tabs on drugs companies, the same goes for a department of insurance. They take complaints, investigate them, and make sure insurance companies don't get out of hand or charge too much to their consumers.


How does the test affect life insurance?

My brother didn't get life insurance because the test revealed he had cancer. After a bone marrow transplant, he is Ok now. But the Physical test determines the insurance companies portion of the bet on your life.


Can medical insurance companies make you take a blood test for health insurance on a group plan?

I hope not, talk about over reach


What tests do insurance companies do for long term healthcare insurance?

Elderly person looking for long term health insurance do they do a blood test looking for THC?


What do insurance companies test for in urine tests?

To answer your question about insurance companies testing urine samples; its because they have to figure out as to whether you do drugs of any kind or any other toxicoligy reports in terms of as to whether your iron count in your blood is high normal or low in order to figure out your life expectantcy and most of all the cost of your plan. Remember........ its all about the money!


When denied for life insurance for drug test what can i do?

Well - sounds like you failed your drug test!! -- Only thing to do is Get off Street Drugs and try a different Life Insurance company or If drug test failure was from prescription drugs - get your physican to write a letter about the results of the drug test being the product of his treatment of your health issues. The above info is not the way to handle failed drugs and life insurance for a number of reasons. When you apply for life insurance, the majority of life insurance companies use the MIB - Medical Information Bureau service. When you apply to a company, the MIB system gets coded so that other companies will know you have an application pending somewhere else. If you get declined for drug use, the system is coded to put up a red flag. Any life insurance company you go to will know you previously applied and were denied. If your decline was due to marijuana, there are a few companies that will consider you for coverage. If decline was due to something such as cocaine, meth, opiates, etc.. you are going to have a hard time getting coverage until you can show some formal treatment records...rehab, AA, doctor treatment, etc.