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It will usually cost less if you buy health insurance when you are young as the risk of illness goes up as the age. Buying insurance doesn't take care of all medical bills. But it does ward off financial ruin in the case of serious bad luck, and having insurance means easy access to care. Doctors like to be paid.

However, if you have insurance, you'll get charged at the discounted insurance company rate, which should save you money as you spend through the deductible.

So, although the vast majority of young adults stay healthy, serious trouble is not rare. Those without insurance are playing the odds. If they win, they've saved the insurance premiums. If they lose, they're ruined. For More Info Visit: Bayzat

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Wiki User

8y ago
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Amber Suders

Lvl 4
2y ago

You are likely to be healthier so you can pay cheaper premiums or qualify for a cheaper plan.

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Q: Why is it better to buy health insurance when you're younger?
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