Public liability insurance is important to businesses as it covers the business if a customer or any member of the public suffers a loss or injury as a result of the business' activity. This type of insurance covers compensation claims as well as legal expenses.
You could go about purchasing public liability insurance from webpages such as Money Supermarket. Alternatively, one could try public liability insurance companies such as Hiscox, for example.
Public liability
Public liability insurance is designed to insure the public that are goign to be visiting your business. You should always purchase this insurance the moment you decide to open a business.
A company would need public liability insurance to protect itself against claims for injury or damage to third parties, such as customers or members of the public, that occur on its premises or as a result of its operations. This insurance provides coverage for legal costs and compensation payments, ensuring that the company is financially protected in the event of a claim. It is a necessary safeguard for businesses that interact with the public.
You can try asking them. Failing to get an answer you'd have to file a suit against the company for injury or loss before there would be any compelling reason to disclose to you whether they do or do not have liability insurance.
Liability insuranceTalk to any insurance agent, but I would think any business liability insurance would cover you. Actually, the owner's insurance would probably cover any liability to someone you hit with his car, and if he has full coverage, his damage too. However, that company will probably try to recover its payout from you. Try this site where you can compare quotes from different companies: USAINSURANCEQUOTES.NET
It sorta makes sense that you would own a car. If you do not own a car why would you want liability insurance?
I sincerely doubt that the Robber would carry public liability insurance of any kind, and general "Public" would not be liable for the acts of a robber. There is no Insurance Policy owned by the "Public", that would cover damages to crime victims. Some states and jurisdictions do however have programs in place to provide financial assistance to crime victims, but this is not insurance. In fact, there is no Insurance Company that would insure a Robber for loss or injury resulting from criminal activity. "All" Insurance Polices specifically exclude coverage for losses resulting from criminal acts of the named insured.
This is not as straight forward as it seems. If someone visited the historical association and tripped over a floor board then the buildings insurance would be liable. However if someone from the historical association mis placed a chair and a visitor fell over it then the historical association would be liable. For all types of public liability insurance visit http://www.uk-liability-insurance.info
You NEED public liability insurance (if you are mobile) and public liability and buildings liability if working from a salon (or at festivals for your festival tent). you cannot get insurance for BLACK HENNA as it is very unsafe and no-one in the UK would insure you to use it It also helps if you have FULL RISK ASSESSMENTS to cover you in any case of a person claiming. And health and hygiene in your work place is important too.
No. Liability insurance covers damage you do to someone else's property. Theft would be covered by comprehensive insurance. In most jurisdictions, liability insurance is required but comprehensive is not.
buying liability insurance