In general, collision or comprehensive coverage do not cover merely cosmetic matters, unless connected to a covered cause of loss. That is, if the car is in a collision and physical damage is sustained, repainting of at least the damaged part the of the car is likely to be covered because it is needed to return the car to its pre-collision condition.
However, if the repainting is needed due to fading or ordinary wear and tear, it will not be considered to be a covered cause of loss--it is merely a maintenance issue.
Pay for it yourself and fix it or sell it to a junkyard, up to you.
When your car is 'stolen", you file a stolen car report with the cops. Then your INSURANCE will pay off the loan. The lender will deal with the insurance co. and alls well. You dont have a car, but no payments either. BTW, the insurance co. HAS to be sure its stolen or they wont pay the loan off.
To the insurance company.
you will have to pay a debt and GET CAR INSURANCE
Check your policy, and if they are trying to cheat you, then sue them till they have to pull out a loan just to go to the bathroom.
Yes your insurance will pay for it because if you have good insurance it will pay for it
The insurance company will pay you the worth of your car minus your deductible.
if he is not on your insurance he is required to have his own insurance otherwise he is driving your car without insurance with or without your permission illegally so no it will be the get out clause the insurance company will use not to pay out and why should they pay for someone who has not paid for there services
If you have full coverage on your car, then your insurance should pay. But if all you have is liability insurance, then no, it won't pay to fix your car. But there is a chance that your uninsured motorists coverage will pay for the damages, if you have it.
IF the car was stolen, reported as stolen to the cops, the ins. should be paying the loan off. IF the ins. co. does not think the car is stolen, they wont pay and its as if the car was NOT stolen. So, you have to pay notes and insurance on the collateral. Bottom line??? HELP the ins. prove it was stolen and the problem will go away. MERRY CHRISTMAS.
I have taken my caroff the road for the winter. Do I still need to pay insurance
While I do not live in Maine (I live in Florida) I pay $63 a month for car insurance on a Chrysler. Florida has pretty low insurance rates.