What would you like to do?
Will a minor in possession of alcohol affect auto insurance rates?
This will depend on whether the minor was driving a car. A minor in possession of alcohol offense, albeit illegal, in itself does not affect auto insurance rates. If the minor was driving a vehicle and had an open container of any alcoholic beverages, then this is a separate offense of violating the open container law in that jurisdiction: all states and counties have that type of law. It too does not have an impact on auto insurance rates, per se. But, if the minor was drinking alcohol while driving and is intoxicated because of such, then we have the more serious offense of driving under the influence of alcoholic beverages. Of course, this will have a significant impact on auto insurance rates, especially for the underaged drinker when he gets his own car insurance. However, it will not have affect on the auto insurance of another person if he agrees to take off the underaged drinker of the list of drivers of his vehicle.
7 people found this useful
Was this answer useful?
Thanks for the feedback!
If you got a ticket for being a minor in possession of alcohol but were not driving will your insurance rates go up?
Answer No, because you were not driving.
Ameriprise Auto insurance offers several different rates. It really depends on how old you are, your driving record, and if you've taken any driving courses.
This is a state by state law. In Texas only with the minor's parent may a minor possess or consume alcohol. That minor must be the child of the adult or the adult is subject t…o be charged with providing alcohol to a minor, a Class A Misd. However, after the child consumes the alcohol the child would need to stay at home or with their parent until the detection of any amount of alcohol is not possible as consumption of an alcoholic beverage is a TABC offense and the minor can be cited or arrested for having the alcohol on their breath even though they are not intoxicated.
it costs between $200- $300 and you lose your license for one year it suuckkkss.
Answer It depends on the court of issuance, but it will be $500 or less in any case.
The answer is simple and might suprise you, if the USAF will let you join with that charge then you can join Security Forces. The only hinderance for a minor that prevents you… from joining Security Forces currently would be a conviction of Domestic Violence. I am a SSgt in Security Forces btw. Added: Please define your definition of "security forces." If you are referring to the armed military police-type, base security units, the above answer may be correct. However - if you are referring to the Intelligence Command of the USAF, that requires a Top Secret security clearance conducted with a deep background check, and the answer might possibly be, no.
Answer I don't actually work for an insurance company, but I do know that credit can affect your rates (bad credit = worse rates). Insurance, after all, bases its life on ri…sk: the riskier they think you are as a client, the higher your rates. Credit is the same way, so it only makes sense that a bankruptcy would increase your auto insurance rates. Answer Yes, bankruptcy will affect your insurance rates. I have Erie insurance and my rates did go up quite a bit. My home insurance more than my auto insurance. I had only filed one claim on my home insurance in 27 years and never late in payment and yet my rated jumped almost $200. I was told this was because of the bankruptcy. I recommend you this site where you can compare quotes from different companies: insureinfo.us
Average miles driven per month or per year is a factor considered by auto insurers in determining rates (which translate into premiums) for certain kinds of coverages. The the…ory is that there is a statistical correlation between the two; the more miles driven will result, again in theory, in a greater likelihood of a mishap and therefore, in a claim.
This depends greatly on where you live. It varies for each state
Contact your agent or policy services for that answer. Were they in a car when caught?
In Criminal Law
What happens when you get a minor in possession of alcohol in California
It generally takes between 1-2 tickets to change your insurance rate. Redlight camera ticket in California = 1 point, increased my insurance by 38% !!
A Minor In Possession of alcohol can definitely affect your chances of getting a job. This really just depends on the job you are applying for.
The offense is usually a misdemeanor. You can usually lose your drivers license for a while if you have one. There may be a fine and more severe penalties depending on how… many times you have been cited for the offense.
Rating an auto policy is extremely complicated and has become more and more so as the years have gone by. I remember a time we figured the rates by hand but this would be very… difficult now. I represent some companies that have up to 45 rating classifications and many other factors that go into figuring the rates. I can use a comparative rating software and rate 15 companies for one policy in seconds now.