If your spouse is a cancer patient and on COBRA with your former employer until you get new group coverage with your new employer does the pre-existing condition rule apply to you? My former employer has United Healthcare Insurance, and my potential new employer has Blue Cross Blue Sheild Health Insurance.
Any medical condition can be a pre-existing condition to an insurance company precluding coverage. However, it is possible to still get coverage and deny the pre-existing clause by providing a certificate of continuous coverage from another insurance company.
Usually people do not benefit from having a pre-existing condition. Insurance companies use this to deny benefits to those applying. Not sure how this would be good.
I think you mean a "pre-existing" condition. That refers to a condition you already have, and some health insurance companies used to refuse to cover you if you had an illness already (like cancer, or heart disease or diabetes). But under the president's health plan, companies will no longer be able to deny you coverage just because you have a pre-existing condition.
Yes. Anything that involves recommendation, treatment (i.e. medicine), OR diagnosis is considered as a pre-existing condition.
Yes. Anything that involves recommendation, treatment (i.e. medicine), OR diagnosis is considered as a pre-existing condition.
I need a little more information. What kind of insurance and what kind of pre-existing condition?
Lupus
Yes. It's a pre-existing condition. But it can be conditional. If for example you have hyperhtyroidism but was treated and it never reoccurred (you were not treated for it) for at least 6 months prior to enrolling for a health insurance, then the insurer won't consider it a pre-existing condition.
You are thinking that some conditions are considered "pre-existing" and others are not. That's not it. Did you already have the condition before, say, applying for insurance? That's the idea of pre-existing.
no,it's not actually .But your doctor need to sign pre-existing condition certificate before you can claim benefits for it
A pre-existing condition is a medical condition that a person received within 12 months of applying for Health Insurance.For more info click on the link below.
The "prior acts exclusion" provision allows an insurer to deny a claim that occurred before the policy period stated in the insurance contract, as it does not provide coverage for incidents that took place before the policy's effective date.