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You can call your agent to see what your deductable is. You have to weigh your options, filing a claim will raise your premium by as much as 35% and you have a deductable in most cases. If it is worth it and the damage far exceeds the deductable and rate increase, then use your insurance.

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Q: Will homeowners insurance cover repairs if French doors will not open because the floor has swollen after a severe rain storm?
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