Insurance coverages vary from state to state and this sounds like one that may be a hot item in one state but not another. In most states whether or not the driver received a DUI would have no effect on the payment of medical payments coverage. Med Pay was designed to offer quick payment for emergency room type claims no matter who is At Fault. Med Pay covers only you and your passengers and the payment limit is usually rather small to take care of the scrapes and bumps without getting into liability.
absolutely
On every insurance application for every state you are asked for any and all tickets, accidents, and claims received in the last 3 or 5 years to be reported. It doesn't qualify this by saying only report it if you think they might find it. Take my word for it if it happened they will find it on your record. If you do not tell the truth on your insurance application then the insurance company is not required to pay your claims.
You need motorcycle insurance if you have a motorcycle. The DUI is a ticket.
if you committed the DUI, you need car insurance.
Having a DUI won't make your insurance company drop you most of the time. You will have to pay more, but just getting car insurance with a DUI shouldn't be a problem.
A DUI will adversely affect your insurance regardless, but the degree of effectiveness depends on your history and your insurance company.
It is not incumbent on your insurance company to discover deceit on the part of the insured. Your insurance company can cancel your policy or increase your premiums at any time if they discover an attempt at fraud on the part of a policy holder. Concealment of a DUI from your insurer is a form of insurance fraud. Insurance Fraud is a felony offense. Your insurance company is not required to pay for losses or claims that arise out of fraud on the part of the insured or a fraudulently obtained insurance policy.
Yes you can. In fact, some states will require you to carry insurance in the form of an SR22 after a DUI.
Yes, your auto insurance policy will respond to damage claims even though your may have been intoxicated at the time. However, you may also see a steep increase in your auto insurance rates for the near future.
if you get stop in Canada for DUI and don't report to insurance, are you obligated to report to them.
Insurance will stay high for about 5 to 6 years after a DUI.
Yes, it can be difficult to get insurance if you have been caught driving under the influence of alcohol. Insurance premiums can also be terribly high. This website (http://adrienne2.hubpages.com/hub/How-To-Get-Insurance-After-A-DUI) offers tips on how to get car insurance after a DUI. The most important tip is to not commit a DUI again!