If you are not signed on as a responsible party you would only need to pay for the card if purchases were made after the death of the primary cardholder. But you might want to verify that with a lawyer. The card payoff might be the responsiblity of the estate, meaning that if life insurance or other assets were present at the time of death, the estate would be required to pay off all debts before any money was given to the beneficiaries.
It depends if the secondary card holder is a "Joint Account Member" or a "Authorized User". The joint account member is responsible for the balance, the authorized user is not.
No, authorized users are not responsible for debt incurred on such an account.
If you were only an authorized user and not a joint account holder, you should never be responsible for the primary account holder's debt.
AN authorized user cannot be held responsible for a primary holder's debt in any case. Only a joint holder can be liable for the debt. YES OF COURSE
An authorized user on a credit card can be responsible on an account in which the primary card holder passes. The creditor looks at the situation as the authorized card holder was able to make purchases with the account, and should be held liable, even in the event of the primary's death.
If you are the account or joint account holder, you are responsible for the entire balance regardless of who incurred the debt. If you are an authorized user you are not responsible for repayment except to the account holder.
No. Authorized Users are NOT liable for the debt, only the PRIMARY on the account is liable.
An authorized user, which is all you are - he is the actual card holder - is not responsible for the bill.
if you are an authorized user on the card then you are responsible for the card too. so yes they can
No but if something happens to the card-holder, like dieing or being arrested, the authorized signer will be made responsible.
No, authorized users are not responsible for an account. Only the actual account holder is responsible for all debt that is incurred.
NO. Only the primary and/or joint owners are responsible for paying the owed balance, even if all charges were accrued by an authorized user. They are also the only ones 1) held accountable if the bill is not paid and 2) whos credit rating is affected.