0
You filed chapter 7 bankruptcy 3012002 it still remains on your credit report can you have this removed because it has been seven years?
Wiki User
∙ 14y ago
No....10 years from discharge
Wiki User
∙ 14y ago
Add your answer:
Earn +20 pts
How long does a chapter 13 conversion to a chapter 7 stay on your credit report in Wisconsin?
A chapter 7 bankruptcy filing remains on your credit report for 10 years. Chapter 13 bankruptcy remains for seven years. Under chapter 13 bankruptcy you repay at least a portion of the debt, so it is removed a little sooner.
How long will a dismissed bankruptcy stay on your credit?
:A bankruptcy under chapter 7 or 11, or a non-discharged or dismissed chapter 13 bankruptcy generally remains on your credit file for 10 years from the date filed. A discharged chapter 13 bankruptcy generally remains on your credit file for 7 years from the date filed.
When did the time limit for a chapter 7 bankruptcy change from 8 years to 10 years and is a bankruptcy petitioner protected by a grandfather clause if they filed before the change?
The length of time a discharged 7 or 13 bankruptcy can remain on a credit report has always been 10 years. A dismissed chapter 13 remains for 7 years a dismissed chapter 7 remains for 10 years. Therefore, no type of clause applies because the requirement has never changed. Bankruptcy laws and credit reporting laws are two entirely different issues.
How long does a discharged bankruptcy remain on a credit report?
Accounts stay on your credit history for seven years. Bankruptcies stay on for ten. * New bankruptcy reform laws have no bearing on credit reportage. A discharged chapter 7 or 13 remain on the report for 10 years from discharge date. A dismissed chapter 7 remains for 10 years and a dismissed chapter 13 remains for 7 years.
How long after discharge chapter 7 are you responsible for car?
I personally don't have more deep knowledge in this area but i know that bankruptcy remains on your name at least for 10 years.
If you had a bankruptcy removed from your credit report would you still be able to challenge that dispute in the same manner after 6 years?
A dismissed chapter 13 remains on a credit report for 7 years. A dismissed chapter 7 or 11 remains for 10 years. A discharged chapter 7 or 13 or 11 remains for 10 years. If the date for the dismissal or discharge exceeds any of the above time limits then the consumer should contact the credit bureaus by written correspondence requesting the entry be expunged.
Can bankruptcies be expunged?
A bankruptcy remains on your credit record for ten years. It remains a public record in the courts forever. You can file a motion in bankruptcy court to have it expunged from the court records. If the motion is allowed, it will appear as though it had never been filed in the court because it will no longer appear in the public records.
If your previous bankruptcy was discharged in July 2001 how long do you have to wait to refile?
This Q has been asked and answered about a zillion times before....the answer remains the same...and would have been available to you immediately had you followed the Wiki system: Under the bankruptcy laws effective on October 17, 2005, Chapter 7 cannot be filed unless the debtor was discharged from the previous Chapter 7 or bankruptcy more than eight years ago. The debtor cannot file a Chapter 13 unless: (1) the debtor received a discharge under Chapter 7, 11 or 12 more than four years ago; or (2) the debtor received a discharge under Chapter 13 more than two years ago.
Does a bankruptcy remove the crediters from your credit report?
No, the information remains on your credit report.
Will a chapter 7 drop off your credit report after 10 years?
It should be removed 10 years after the filing date. If not, notify the credit reporting bureau of their error in not removing it. If it remains, consult a bankruptcy or debt collection practices lawyer.
California Bankruptcy Lawyers?
Seeking HelpIf you have been thinking about declaring bankruptcy but aren't sure if you would qualify, it is in your best interest to contact a California bankruptcy lawyer as soon as you can. If you wait too long, it may be too late to declare bankruptcy. Filing for bankruptcy is sometimes the only way you have to save your home and vehicle.One great thing is that most bankruptcy experts offer the initial consultation for free, so you really have nothing to lose by taking the first step and seeking help. Seeking help from CA bankruptcy lawyers can have significant impacts on the results of bankruptcy proceedings. If you don't seek help, your bills will just keep piling up due to late fees and higher interest rates because of your credit score that will continue declining.Chapter 7There are two different types of bankruptcy that individuals can file for. The first type, Chapter 7, offers debtors a way to be discharged of most of their debt. Debtors must meet certain criteria, including a minimum income requirement that is based on the household size. Additionally a means test is used by the court to determine whether you are eligible to file for Chapter 7 bankruptcy.Chapter 13The second type of bankruptcy that a debtor can file for is Chapter 13 bankruptcy. Chapter 13 bankruptcy provides a way for debtors to stop the harassment and car and property repossessions by allowing individuals to pay single monthly payments to selected trustees over a period of time lasting between three or five years. The length of time depends on the debtor's income. A wonderful thing about filing for Chapter 13 is that you get to retain your assets. After you have made the payments over the three or five year period, most of the debt that remains is discharged.Both Chapter 7 and Chapter 13 can eliminate financial obligations like credit card debt, medical bills and other unsecured dischargeable financial obligations. By filing for Chapter 7 or Chapter 13 bankruptcy, a debtor can free himself of financial debt and have piece of mind once again. It can be consuming and exhausting to constantly dodge calls from debt collectors and worry endlessly about the stacks of bills. The best way to handle debt that you cannot and will not ever be able to tackle is to speak with a bankruptcy attorney as soon as you can.
What motion do you file to remove a judgment after BK 7?
The judgment remains as a court record. The credit reporting agencies should report that it has been discharged in bankruptcy. If the bankruptcy remains on your credit report for more than 10 years, you can tell them to remove it.
