They will wait for you to contact them! If you have comprehensive and collision coverage, you can file the claim with your agent and let them handle it for you. If not, file a claim with the at-fault driver's company.
Usually if an accident is determined not to be the insured's fault, then their insurance rates will not rise as the insurance company did not lose any money from covering the driver involved in the accident. If the accident is determined as being inconclusive, the rates may rise some, to adjust for the amount of money the insurance company lost in the accident.
Personal accident insurance covers the insurance in case of an accident during working hours and leisure time. Accident insurance varies based on the premium, but it usually covers the hospital expenses and additional expenses.
Usually your own insurance.
Yes, usually.
After an automobile accident the automobile insurance carrier will usually raise the rates of the liability 7-10% depending on the severity of the accident.
Health insurance usually covers things such as routine exams, immunizations, cancer, hospital stays for any reason. The other usually covers things caused by an accident or a cold!
It is possible that the insurance rate would go up if a permitted driver has an accident. Usually, raising insurance rates is not an individual decision.
Accident reports are usually filed with the police. They will interview the person and fill in the accident report using those details. A separate report is filed with the insurance company.
If you reported the accident at the time, yes, usually.
yes and they usually do.
One car at the least (like if you are crashing into a tree, that would only involve one car), usually two cars are involved in a car accident, but there can be many cars involved. Hope this helps.
It is really based on whether the accident was at fault or not at fault. If it was not at fault, it usually will not increase.