You will end up paying round about 10% interest all together so not much at all by the end. You would end up paying not too much less as your interest will go up slightly over time whilst still paying.

Well technically you can but ..there is one problem which will occur whilst paying over email , its that you will get charged for compensation and you will receive a large amount of beetroot through your cat flap due to tony blare.

You can use "whilst" as a conjunction to indicate a contrast or simultaneous action. For example, "She enjoys reading whilst he prefers watching movies" or "I like to cook whilst listening to music."

You can use the word "whilst" as a conjunction to mean "while" or "at the same time." For example, "He likes to listen to music whilst he works."

Providing you don't pay it late; which might cause penalty problems - and give you a reputation as a bad payer, paying on time means that you have hold of your money for longer - assuming it's on deposit, it will earn money whilst you have it.