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3 car accident car was pushed in to me by speeding driver who has no insurance will middle car who was pushed into me insurance cover repairs to my car?
Wiki User
∙ 15y ago
If you have collision coverage on your policy insist that your insurance company pay to repair your car, subject to your deductible. This will guarantee a couple of things:
1. The repairs are done quickly.
2. Most insurance companies will guarantee the repairs for the life of the vehicle. So if something goes wrong down the road, you'll be able to deal with your own company.
3. Your insurance company will seek to recover their payout as well as your deductible through a process called subrogation.
If you do not have collision coverage then you can ask the middle car (the one immediately behind you) to pay for the damage. Technically this car was stopped too close to you and had they given more distance they would not have hit you.
If neither of these solutions work, then you should obtain an attorney and sue the speeder. Any time you are not At Fault in a car accident you should definitely seek out legal counsel. The primary reason you purchase insurance is to protect you from financial catastrophe when you are at fault. Car insurance is really not designed for you when you are not at fault.
Wiki User
∙ 15y ago
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If both drivers in an accident are uninsured does it matter who was at fault?
Even if a driver was uninsured, the driver who was at fault is responsible for paying for repairs. Not having insurance does not take away responsibility.
If a speeding driver hits your car and causes a 4 car accident will his insurance pay for your car and all the cars your was pushed into?
Depends on exactly how it happened. From what you've told us, yes, the speeding driver would be responsible for all the damage if his speeding was the direct (and only) cause of the accident. But if you were trying to beat a red light or were pulling into the street from a driveway or alley, you are also at-fault.
If you let someone ride your motorcycle and he crashed it do you file a claim with his insurance or your own for the repairs?
insurance follows the vehicle, not the driver. If you loan your vehicle to someone, you assume the risk of them having an accident. Only if there is no insurance on the vehicle would the driver's insurance become effective for the loss of a vehicle not owned by him.
Is the party who was at fault in the accident responsible for repairs to the vehicle of the other party in New Jersey?
In any state, if a driver is found at fault then he is responsible for the other car's repairs, either using his insurance company or out of pocket.
If you get a speeding ticket while driving somebody elses car will their insurance go high?
The fact that a driver gets a speeding ticket has nothing to do with the owner of the car(unless it's the speeders.) The vehicle owner's insurance company will never know about the ticket, but your's will (or your parents) if you're a minor and insured under your parent's insurance. However, if there's a reportable accident involved with the speeding ticket, then the owner of the vehicle,(I'm speaking only for New York State, not sure about others), will be considered responsible for the accident, since the insurance company will now know, but the speeding goes with the driver.
What happens if there is an autombile accident with a motorcycle and you have insurance but the other motorcyclist does not have a license or registration?
Same as if it where 2 cars. The uninsured driver will be sited and then your insurance will pay for the repairs and try and collect from the uninsured driver, if you have uninsured or underinsured coverage, if not you can take the uninsured driver to small claims court.
You have only basic liability coverage and wrecked your car is there anyway to get help for comprehensive?
Unfortunately if you do not have comprehensive insurance on your vehicle, there is no way to get it retroactive, or after you get in an accident. If it was the other driver's fault then their insurance should pay for your repairs.
After a vehicle accident, how does the driver contact the insurance company to arrange auto repairs.?
You can call your insurance company and tell them what happened over the phone and they should give you all the information you need about your accident and or any other questions or statements you need to know about what you need to do.
Can an accident claim be filed with your insurance and the other's driver's insurance for the same accident?
yes yes
How can one apply for a casualty insurance?
One of the most common types of casualty insurance is automobile insurance. In the event that a driver was at fault in an automobile accident, the insurance will cover the medical expenses, repairs. One can apply for casualty insurance by shopping around for an insurance agent and registering with them.
Is unlicensed driver in accident able to get insurance?
Driver's licensure is a condition of getting auto insurance.
If a friend drove your vehicle when there was no insurance and was involved in an accident who is liable for the cost to replace the car?
There is more than one answer to this question. Because you did not state who was at fault in the accident. If the other driver was at fault, it is that person or their insurance company that is responsible for the repairs on your car. If it is the friends fault, then it is the friend that is responsible. Even if the friend did or did not know you had did not have insurance.
