Anyone.
A blank endorsement indicates that the subsequent owner is whoever has the check. If a check with a blank endorssement is lost or stolen, the check can be cashed by anyone.
In most states, a cashier's check is "good" until cashed. Therefore, you may not place a stop payment on one and have it reissued. In order for one to be replaced, the issuer will typically require that an indemnity bond be purchased in a amount to cover the dollar value of the cashier's check and the bond would have to be open ended since there is no such thing as a stale dated cashier's check.
you can put a stop payment on any check for any reason. Go to your bank and ask them- tell them you think it's lost. Most banks charge $25 for a stop payement fee. Some you can do online.
Sometimes there is a delay in cashing a check because someone just didn't have the time to get to the bank as promptly as normal, however, after a sufficiently long delay (perhaps a few weeks) then there is reason for concern. If your landlord has not cashed your check, you should get in touch with him or her and find out what is going on. Some possible explanations include: your check has been lost, your landlord has died, your landlord intends to evict you (but somehow neglected to mention this).
Yes, you still owe the money if for some reason the creditor does not cash your check or has lost it. The creditor can request a new check.
So you can stop a check with money on it that you lost.
If you have lost a check and it has been cashed your bank can determine where.
If a person loses a cashier's check, they can inquire about the cashier's check at the bank where it was drawn. The bank will research to find out if the check was cashed, and who cashed it. In some cases, a refund will be issued for the check if it was never cashed, but this will take a number of weeks.
never!
You should get in touch with an organization after realizing that you have lost their checks. Next, write a letter discussing the lost check with proof it was not cashed.
Not necessarily ... the check may not have been cashed as it may have gotten lost. You need to check with the party to whom you sent it ... ask for written certification that they indeed received it and marked your account "paid in full".
The check cashing business will be unable to recover the funds from your bank.
Call the IRS at 1-800-829-1040. They will be able to trace the check to make sure that it wasn't cashed and if they can verify that it was not, they will mail you a new one. If your check WAS cashed, you will have to fill out a long form (about 8 pages) regarding the incident and certifying, under penalty of perjury, that you did not cash the check. That happened to a friend of mine, mail was mis-delivered and we think the neighbor cashed it....it was a long process, but she did eventually get a replacement check.
Are you saying that you paid the rent and then the landlord lost the payment? You would have to determine at which point the rent was lost. For instance, if the check never arrived in the mail and was not cashed, then it wasn't the fault of the landlord. If it is a personal check, then payment could be stopped and the check replaced, without a problem.
the lost weekend
Pay the doctor. He might have to charge you interest. Yes. You agreed to pay the bill which was owed. Since the check was not cashed, the bill was not paid. You are still obligated to pay the bill--both legally and ethically. After all, don't you want to make good on your debts? The 3-year-old check cannot be cashed, so a new one must be written.
Travelers cheques are a safe alternative to carrying cash. By paying a small premium, you are protected if your cheques are lost or stolen. The bank that issued the cheques guarantee the merchant will get paid, even if they are fraudulently cashed, and the bank will reimburse you if they are lost or stolen.
it was reported that Gatorade dropped him.