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If a person loses a cashier's check, they can inquire about the cashier's check at the bank where it was drawn. The bank will research to find out if the check was cashed, and who cashed it. In some cases, a refund will be issued for the check if it was never cashed, but this will take a number of weeks.
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Do you need address on cashiers check?
You do not need an address on a cashiers check. There is a place for the address in case the check is lost or stolen.
Can your bank track a lost check?
If you have lost a check and it has been cashed your bank can determine where.
How do a letter requesting a replacement check?
You should get in touch with an organization after realizing that you have lost their checks. Next, write a letter discussing the lost check with proof it was not cashed.
What is the first step to follow when a Cardholder becomes aware of a lost or stolen card or check?
What is the first step to follow when a cardholder becomes aware of a lost or stolen card or check?
What if you stop payment on a check due to the payee saying he lost the check but he cashed the check at a check cashing business after you stopped payment on the check what happens?
The check cashing business will be unable to recover the funds from your bank.
Can you stop payment on a cashiers check?
Being able to place a stop payment on a cashier's check depends on the bank. If the cashier's check has been lost or stolen the bank may place a stop payment on it.
What is safer a cashiers check or a personal check?
A cashiers check is far safer than a personal check, whether you are the payee or the payor. If you are the payee (the one receiving the check) and receive a personal check that is insufficient, you have very little recourse in obtaining the money owed to you. If you are paid with a cashiers check, it is guaranteed funds, since the bank will only issue the check with available funds (meaning it has to be paid for with cash or purchased at the person's bank, where the bank can verify there are sufficient funds in their account to cover the amount of the check). If you are the payor (the one paying by check), the bank can trace the check for you if the person to whom you were paying loses it or says they never received it. Also, if the check does get lost, it will be far more difficult for someone to forge their signature to it and cash it. Also, a cashiers check does not have as much personal identification on it like a personal check does (address, checking account number, etc.).
What is the rule on placing a stop payment on an official check?
The bank cannot revoke its acceptance of an official check by stopping payment. Banks often pre-print a notice on the customer's copy of a cashiers check indicating it will not be replaced for 90 days if it is lost or stolen.
Do you need address on cashiers check?
You do not need an address on a cashiers check. There is a place for the address in case the check is lost or stolen.
You lost a cashiers check and the bank wants a surety bond to re issue the check Do you have to buy a surety to get the check re issued?
Yes. Banks are regulated by the "Uniform Commercial Code". This is a very lengthly Bank Rule Book. This book limits the reasons Banks can use to place a Stop Payment Order on their Cashier's Checks. This is because Cashier's Checks represent guaranteed funds. If stop payments could be easily placed on all Cashier's Checks, the Cashiers Check would lose it's Guaranteed status, and therefore be pointless. Unfortunately, a customer losing the check is not an applicable reason for a Stop Payment Order. If the check the customer lost does get presented to the Bank, the Bank must pay the check (as long as it is endorsed properly). They would also have to pay the reissued check. If that would happen, without a surity bond, the Bank would be at a loss for the cost of one check. With the surity bond, the Bank can collect the value of one of the checks. So, Banks need a Surity Bond to prevent them from assuming the risk of paying a check twice.
Can your bank track a lost check?
If you have lost a check and it has been cashed your bank can determine where.
A lost check with a blank endorsement on it can be cashed by?
Anyone. A blank endorsement indicates that the subsequent owner is whoever has the check. If a check with a blank endorssement is lost or stolen, the check can be cashed by anyone.
Do you still owe if the creditor does not cash the check or it was lost?
Yes, you still owe the money if for some reason the creditor does not cash your check or has lost it. The creditor can request a new check.
Will the last episode of Lost be online?
Check out www.hulu.com or www.fancast.com or the IMDb.com page for "Lost".
How do a letter requesting a replacement check?
You should get in touch with an organization after realizing that you have lost their checks. Next, write a letter discussing the lost check with proof it was not cashed.
Why would you ask for a stop payment on a check?
So you can stop a check with money on it that you lost.
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