No, I'm afraid not. Homeowners insurance never covers a vehicle. That's what auto insurance is for
Generally, the homeowner is responsible for hiring a tree removal company to remove trees that fall on their property. Some damage is covered by homeowner's insurance.Generally, the homeowner is responsible for hiring a tree removal company to remove trees that fall on their property. Some damage is covered by homeowner's insurance.Generally, the homeowner is responsible for hiring a tree removal company to remove trees that fall on their property. Some damage is covered by homeowner's insurance.Generally, the homeowner is responsible for hiring a tree removal company to remove trees that fall on their property. Some damage is covered by homeowner's insurance.
Depends on the reason it collapsed. If a storm knocked down a tree and crushed it it should. Just old and rusted... prob not :(
The best sources for regulations and responsibilities regarding trees are your homeowner's insurance agent and your local town ordinances.
No one is responsible or liable for an act of nature. It's up to the owner of the property is he wants to replace a storm damaged tree. The tree is not a covered structure under a homeowner insurance policy.
Why was the tree being removed from the property? Is this something your insurance company wanted done? Did you remove it yourself, or did you have a contractor do it? Answers to those questions could help clarify my answer to you. For now, the only situation I can think of where this would be covered is under the "Falling Objects" peril. If the tree fell into the roof and caused the damage, then that would be covered.
No. Comprehensive coverage on the auto does that.
If the tree fell due to a covered cause it will pay for the wall as well as the garage. If the tree was dead and should have been cut down before then you may have a cause of neglect which would not be covered. If a live tree was blown over due to a storm then you have coverage. Losses must be due to a covered cause and be "sudden and accidental".
For damages from storms or weather related issues, sometimes from accidents such as your neighbor's tree limb crashing onto it, although it some cases it might be the neighbor's responsibility. However, a roof is not covered by homeowner's insurance if it is a matter of replacement or repair due to damage from normal "wear and tear".
The other person's insurance will have to cover their OWN damage. If a tree in your yard falls onto your neighbor's house, the neighbor has to use their own insurance. So it works the same for your case. Your insurance will cover your damages and the nieghbor's insurance will cover their own ceiling.
yes
It depends on whether or not the car carried comprehensive insurance. If it did the auto owner's insurance would cover the tree damage, regardless of the cause. If the car did not have comp. coverage, then the car owner may be able to make a liability claim against the tree owner's homeowners insurance coverage. If the homeowner's insurance denies the claim, the car owner can still seek a civil award against the homeowner's personal assets.
beg your family, friends, and neighbors.