The other person's insurance will have to cover their OWN damage. If a tree in your yard falls onto your neighbor's house, the neighbor has to use their own insurance. So it works the same for your case. Your insurance will cover your damages and the nieghbor's insurance will cover their own ceiling.
This would be either your homeowners insurance or your renters insurance.
If a Homeowners dog bites a child and tears their lip open causing multiple surgeries what is the insurance liability to pay medical bills liability or compensation?
Yes, it is possible that a clogged dishwasher filter could be causing issues with the appliance's performance.
The insurance company will cover the damage caused by the water only, e.g., drying out the ceiling and floor covering. They will then pay to repair the room; damaged walls and floors. If the skylight leaked due to hail damage or other falling objects, the insurance will pay to replace the skylight.
yes this would be damage caused by ice..not by general deterioration
Condensation from a metal roof is generally not covered under typical homeowners insurance policies, as it is often considered a maintenance issue rather than sudden damage. However, coverage can vary based on the specific policy and the circumstances surrounding the condensation. Homeowners should review their insurance policy or consult with their insurance agent to understand what is and isn't covered. It's also essential to address any underlying issues causing condensation to prevent damage.
The purpose of the dishwasher p trap is to prevent sewer gases from entering the dishwasher and causing unpleasant odors. It also helps to trap food particles and debris, preventing them from clogging the dishwasher drain and causing drainage issues. Overall, the p trap contributes to the proper functioning of the dishwasher by maintaining a clean and odor-free environment for washing dishes.
No, your homeowners insurance is specific to your home and certain liabilities that arise from home ownership. Auto and motorcycle accidents are covered by your "Auto or Bike Insurance" not by your home insurance.
No, it is not recommended to use Liquid-Plumr in a dishwasher. The chemicals in Liquid-Plumr are too harsh and can damage the dishwasher components, potentially causing leaks and other problems. It is best to use dishwasher-specific cleaning products for maintenance.
Coverage is always determined by the cause of the damage. If the damage was due to a "Covered Cause" then you have coverage. If not then you don't have coverage. Movement of earth is usually excluded from coverage on all homeowners policies. If there was a storm and a tree fell on the wall causing the collapse then you do have coverage. If it fell due to roots from trees pushing it over then sorry but it will not be covered. Insurance damage must also be sudden and accidental. If it happens over time it is a maintenance issue and insurance does not cover maintenance.
No suit should be filed against your homeowners insurance but any liability suit would be filed against the homeowner themselves. At that point you would turn it over to your insurance company and they would take care of everything. The person suing would have to prove you were negligent for something causing damage to them.
Water backing up in the dishwasher when it is not in use may be due to a clog in the drain hose or a problem with the dishwasher's drain pump. This can prevent water from properly draining out of the dishwasher, causing it to back up. It is important to address this issue promptly to prevent further damage to the dishwasher and potential water damage to the surrounding area.