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The advantages of group lending over individual lending include: the use of peer pressure as a substitute for collateral, the reduction in transaction costs by gathering as a group, and the utilization of hierarchal structure to learn more about clients. On the flip side, disadvantages include the higher likelihood of group failure in the event of a single default, higher training costs, and a higher financial responsibility for others in a group.

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Advantages of group lending vs individual lending?

The advantages of group lending over individual lending include: the use of peer pressure as a substitute for collateral, the reduction in transaction costs by gathering as a group, and the utilization of hierarchal structure to learn more about clients. On the flip side, disadvantages include the higher likelihood of group failure in the event of a single default, higher training costs, and a higher financial responsibility for others in a group.


What is individual vs individual conflict?

An individual vs. individual is when one characters has a confrontation with another character.


What does Group vs Group?

it means that theres one peron vs. a group


What does person vs group mean?

it means that theres one peron vs. a group


Individual vs collective bargaining?

I will go with individual


What does individual vs supernatural?

The concept of individual vs supernatural refers to the conflict between a single person, group, or society and forces that are beyond the natural world, such as ghosts, demons, or gods. This conflict often explores themes of power, belief, and the unknown, and is commonly seen in literature, mythology, and folklore.


Have Argentina vs Brazil in group stage?

no but they always vs in the finals


What does individual vs individual mean?

"Individual vs individual" typically refers to a situation where one individual is in conflict or competition with another individual. It implies a comparison or confrontation between two separate persons, often regarding differences in opinions, actions, abilities, or interests.


Can you give you a group discussion on truth vs honesty?

Sure you can. Truth vs honesty would be a nice topic for group discussion.


What is man vs society in stories?

a character vs a group like a church


What type of conflict can be seen in The Jungle by Upton Sinclair?

The conflict seen in the Jungle by Upton Sinclair is Individual vs. the Universe, or individual vs. nature.


What is external conflict?

The conflict which a character has with someone else. Examples: human vs. human; human vs society; human vs nature; human vs supernatural; human vs technology; group vs group.