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The advantages of group lending over individual lending include: the use of peer pressure as a substitute for collateral, the reduction in transaction costs by gathering as a group, and the utilization of hierarchal structure to learn more about clients. On the flip side, disadvantages include the higher likelihood of group failure in the event of a single default, higher training costs, and a higher financial responsibility for others in a group.

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Advantages of group lending vs individual lending?

The advantages of group lending over individual lending include: the use of peer pressure as a substitute for collateral, the reduction in transaction costs by gathering as a group, and the utilization of hierarchal structure to learn more about clients. On the flip side, disadvantages include the higher likelihood of group failure in the event of a single default, higher training costs, and a higher financial responsibility for others in a group.


What is individual vs individual conflict?

An individual vs. individual is when one characters has a confrontation with another character.


What does Group vs Group?

it means that theres one peron vs. a group


What does person vs group mean?

it means that theres one peron vs. a group


Individual vs collective bargaining?

I will go with individual


What does individual vs supernatural?

The concept of individual vs supernatural refers to the conflict between a single person, group, or society and forces that are beyond the natural world, such as ghosts, demons, or gods. This conflict often explores themes of power, belief, and the unknown, and is commonly seen in literature, mythology, and folklore.


Have Argentina vs Brazil in group stage?

no but they always vs in the finals


What does individual vs individual mean?

"Individual vs individual" typically refers to a situation where one individual is in conflict or competition with another individual. It implies a comparison or confrontation between two separate persons, often regarding differences in opinions, actions, abilities, or interests.


What type of conflict can be seen in The Jungle by Upton Sinclair?

The conflict seen in the Jungle by Upton Sinclair is Individual vs. the Universe, or individual vs. nature.


Can you give you a group discussion on truth vs honesty?

Sure you can. Truth vs honesty would be a nice topic for group discussion.


What is man vs society in stories?

a character vs a group like a church


Compare group drive Vs individual drive?

1.In group drives initial setup cost is large where as in Individual drives it is comparatively low. 2. In group drive line shaft has to be driven even if single machine is required to run where as in individual any machine can be operated independently. 3. In group drive wider variations of speed can not b e obtained where as in individual drive variable speed transmission is possible. 4. In group drive efficiency is comparatively less than that in individual drive. 5.In group drive running cost is comparatively high. 6.In group drive cost per H.P is low comparatively. 7. In group drive ,in case of failure of main motor, entire workshop stops. 8. Power required is more in group drive.