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Hello i have asked this of many people and the answer i got back was yes what ever debt your husband has whether it is in just his name or joint names you are both liable for it. If like my husband its alot and you didnt know about it until it all went wrong then it sucks!!

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Q: Am I liable for my husband's credit card debt?
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Is an additional credit card holder liable for the whole debt on the credit card account?

ia an additional credit card holder liable for the whole debt of the credit card account


Can you be liable for someone else's credit card debt if you made their minimum payment every month out of your checking and you weren't a joint card holder?

No. Someone who pays the debt or an authorized user are not liable for the debt. Only someone named as a joint account holder can be held liable.


Can you transfer a spouse's credit balance to credit card?

Yes, you can transfer any balance you want to your credit card. Note if you transfer the balance to your credit card, you are now liable for the full debt and not him unless he is an authorized user on the credit card.


Is a spouse financially or legally responsible for debt of other spouse?

I divorced my husband and had the credit card debt negotiated so that he was the responsible party for paying the debt. He does not pay on the debt therefore I found out that I am liable for the debt because the card was opened in both names.


How long are you liable for a credit card debt?

As a responsible cardholder, you are generally liable for any credit card debt up to the statute of limitations as established within your state. This does not prevent a debt collector from continuing to pursue older debts, but it does generally prevent judgments on old debts as long as you advise the creditor or court that the statute of limitations has expired. Debt collectors may still pursue debt collection even beyond the statute of limitations.

Related questions

Is an additional credit card holder liable for the whole debt on the credit card account?

ia an additional credit card holder liable for the whole debt of the credit card account


Would my mother's children be liable for any credit card debt she had at the time of her death?

Your mother's estate is responsible for her credit card debt.


Am I liable for my husband's credit card debt incurred before we met?

NO


Is an authorized credit card user responsible for credit card debt if the primary card holder declares bankruptcy?

No. The card holder is responsible for all debt on the credit they extended to him. (You may be responsible to the credit card holder for the debt he incurred for you, if that was your agreement).


When you die do your children have to pay your credit card off?

The estate is responsible for the debts. Anyone on the credit card would also be liable for the debt.


Can you be liable for someone else's credit card debt if you made their minimum payment every month out of your checking and you weren't a joint card holder?

No. Someone who pays the debt or an authorized user are not liable for the debt. Only someone named as a joint account holder can be held liable.


Can you transfer a spouse's credit balance to credit card?

Yes, you can transfer any balance you want to your credit card. Note if you transfer the balance to your credit card, you are now liable for the full debt and not him unless he is an authorized user on the credit card.


Are you liable for credit card debt if the credit card company has your Social Security number wrong?

If you held the account in name either solely or jointly and used the credit available you are still responsible for the debt, the error of the SSN is irrelevant.


Is a wife responsible for husbands credit card debt after his death with no estate or will?

If the card is in his name, only, there may be an out. You will need to get legal help.


Am i responsible for my spouse's credit card debt after they die in the state of Ohio?

Only in certain instances. If your name on the credit card debt? For instance, is it a joint account? If so, you are liable for it. If not, you are not legally liable for it. Some sneaky collection agencies will try to tell you that you are liable when you are not. This is illegal. Learn your rights against collection agencies by reading up on the FDCPA.


What are the responsibilities of credit card debt for unmarried couple break up?

The name on the account. If both names are on the account, both are fully liable for the debt.


If you have about 50000 in credit card debt and have some joint accounts with your boyfriend is he liable?

Yes, but only on the ones that your boyfriend is on (joint credit accounts only).