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Are auto insurance companies in New Jersey allowed to ask for proof of family members insurance?
Wiki User
∙ 10y ago
Of course they are. They are trying to keep you from lying to them and giving them false information. There is a computer system that insurance companies use to help them find unlisted drivers. It searches for people who were drivers on a policy with the applicant before or those who had the same address as the applicant. This helps them to find possible people who should be listed as drivers on the insurance policy. On your application it specifically asks you to list all household members and/or those who drive any vehicles you own. This helps them to identify these people. If the people live elsewhere and have their own insurance they can ask. If you write out a statement that says they don't live with you any longer or any other explanation and don't tell the truth, the company will deny a claim when they later have a wreck in one of your vehicles and are not listed as a driver.
Wiki User
∙ 10y ago
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