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Many companies offer Contractors Liability coverage with or without your workman's compensation coverage. Depending on the nature of your business structure, you may not even need Workers comp coverage.
It is perfectly fine for you to purchase the two coverages separately. You may however get a better rate if purchased together because some companies will offer you a discount for placing multiple policies with the same company.
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Do you need workmans comp as sole proprietor in ma?
By law, it's optional for sole proprietors. Reality can be different though. In the construction trades most general contractors will require any subs who are sole proprietors to have workmans comp. This is what their insurance companies require. If a sub doesn't have workmans comp the insurance company adds their wages to the gc's bill.
What type of workmans com insurance does a carpenter in north carolina need?
Workers compensation insurance is nothing more than "workers compensation insurance". Your question is similar to asking what type of auto liability insurance does a person who drives a car need. There is not "type of workmans com" insurance. Just ask your local insurance agent to help you obtain workers compensation insurance and he will give you a quote.
Is an owner of a corporation exempt from workmans comp insurance?
Yes, if you own a business, you can not collect workmans comp for yourself.
Are condo associations hiring repairs required to carry workmans comp insurance?
Your state law will determine how much liability the association is required to carry, depending on whether you are an employee or a contractor.
Can you hire a sub contractor for a 6 month job and not carry workmans comp for him?
Licensed sub-contractors are usually required to obtain their own workers comp insurance and provide proof of same to anyone who hires him.
Ca S Corp Required To Have Workmans Comp Ins?
If you are the sole owner / employee of your s-corp, workers comp insurance is not required in CA, however some companies you do contract work for may require you to have wc insurance or some type of liability or health insurance.
Can an employer make the employee pay for workmans comp?
can a employer make the employee pay weekly for workmans comp or disability insurance
What are the rights and responsibilities of having a workmans comp insurance?
Workmans Compensation Insurance is a good way to get insurance coverage without emptying out your wallet. You can find more information about the rules and responsibilities and other information on this website: www.workmanscompinsurance.net/faq.html
Does a cleaning business need workmans comp insurance?
yes, any business needs to have insurance ,if they have a employee on the books.
You are hiring a carpenter for a house remodel Do you need to get workmans comp insurance?
You should hire a licensed contractor. He should already have liability insurance and workmen's comp for his employees. If you do not hire a properly licensed contractor, all the liability for anything tha might go wrong falls on you. If your insurance company discovers that you hired an unlicensed contractor, they could, and probably will, deny payment on any claims you may file. Tread cautiously!
How much is workmans compensation insurance?
It depends on the insurance company and their particular experience with the kind of work, number of employees, loss history, management, company's safety program, areas of operation and more. Your insurance agent can discuss options. If you're self-employed, ask about Occupational Accident and Contingent Liability instead of Workers' Compensation.
In NJ what is the Workmans Compensation insurance statute of limitations for treatment of a workplace injury?
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