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2014-08-24 19:03:36
2014-08-24 19:03:36

It depends on what kind of policy you purchased, Some will provide coverage for debris removal while others do not.

Contact your insurance agent to determine what scope of coverage you purchased.


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The policy owner, usually the Primary named insured, can add or remove people and coverages from the policy they purchased as their coverage requirements change.

The home owner must notify the insurer of a covered loss in a timely manner as defined by your home insurance policy and must take prudent (reasonable) action to mitigate damages. Examples of mitigation efforts might be, Shut off water supply, call a plumber, remove other items from harms way. If you need to call a plumber, you should keep receipts for reimbursement purposes in the event the broken water pipe and resulting damage is covered under a peril listed on your policy, and assuming the plumbers bill exceeds your policy deductible. Covered perils are typically Fire, Wind, Hail etc. as detailed on your policy. Broken pipes resulting from ground movement, deterioration from age or normal wear and tear are considered home maintenance issues and are not covered perils under a homeowners insurance policy. Although the broken pipe itself may or may not be covered depending on the cause of the break. ensuing damage would be covered if your home insurance policy has coverage for damage from an accidental water discharge.

That depends on the homeowners policy you bought, most homeowners insurance policies don't cover insect infestations but many will cover resulting damages if any, once you have abated the infestation. So first, call an exterminator to remove the Bees, Then if there is any remaining damage after removal, contact your home insurance company about coverage for any needed repairs. If damage is minor or below your deductible, it might be cheaper just to hire a handyman for that than filing a claim.

You are covered if they did not instruct you to take it down and your insurance is still in force. But, if you read your homeowners policy carefully I am sure you will find that it is your resposnibility to take it down if it poses a threat of property that being said, they could deny a claim. 4lifeguild

If you own the property you are an insured. The agent can't legally remove you from the policy. If he does he is subject to review by your states Insurance Licensing Bureau.

Contact your insurance Company and ask them. Most homeowners insurance policies will only cover the cost of tree removal if the tree fell on the house, otherwise if the tree fall did not damage you insured property improvements, then it's just the homeowners own responsibility to remove debris after the occasional storm.

You will need to hire an attorney and go to court to remove a false Homeowners Association lien. Once a lien has been placed, a court is the only place to remove the lien.

No, Your homeowners insurance does not provide coverage for grounds maintenance, tree pruning, Tree removal, landscaping nor lawn care. Grounds maintenance is the homeowners responsibility. Failure to adequately maintain your home or property in a reasonable manner is negligence on the part of the homeowner and represents a "Moral Hazard" to the insurer and is grounds for policy cancellation.

If you don't have homeowners insurance you just have to remove the tree and fix the damage yourself.

It is to show respect and to feel humbled.

Only the person who owns an interest can remove herself from ownership. It is accomplished by a deed.

It just depends on the type of policy your purchased. You may want to contact your insurance agent if you need help determining your coverage. Most Homeowners insurance policies will only remove the tree debris if the tree also caused damage to your home. Otherwise it's just another felled tree and considered a homeowners maintenance issue. The cost of hiring someone to haul tree debris away is usually far below the cost of your insurance deductible. Also, in most U.S. cities all you really have to do is drag the debris to your curb and the city will generally haul it away on the next bulk trash day for free.

Builders insurance is a term that is used when speaking about insurance that covers a home while it is being constructed. The policy needed to cover a home while in construction is dependent on who actually owns the home during this time. If it is a home that is being built by the builder such as a spec house that is being constructed with the hopes of selling during or after construction then the policy needed is a dwelling fire builders risk form with the builder as the insured. If a person purchased or owns property and then is hiring someone to build it or self contracting the work then the person who will live in the home will insure it in their name. We often times will write a regular homeowners policy and get "permission to complete" from the insurance company. This way the home is covered while being built and then the insurance company is notified when finished to remove the "permission to complete" endorsement when finished and it is a normal homeowners policy and covers the contents without having to write a new policy.

No, That would be considered part of the homeowners maintenance responsibility. Failure of the home owner to properly maintain the structure and property could indicate negligence or a moral hazard on the part of the homeowner. Negligence can result in denial of an ensuing claim and cancellation or non renewal of the homeowners insurance policy.

Call your insurance agent and ask for them to be removed from your policy.

Homeowners insurance can be a delicate topic. It is one of the more expensive forms of personal insurance. One of the few ways that you may be able to save money on your homeowners insurance, other than shopping around for a better rate, would be to remove unnecessary coverage. Of course, this means you would have to remove coverage for some events that you think may be very unlikely. It is a risk you may want to take in order to save money every month. Removing insurance for weather damage that is nearly impossible in your climate would be a first step. Another option may be to remove insurance for theft and instead invest in a low cost home security system. Homeowners insurance is by no means inexpensive. Thinning down your policy is one way to help reduce that cost.

Nobody is responsible or liable for an act of nature. Depending on the circumstance and the language of your Homeowners Insurance Policy you may have coverage for it's removal. I'd recommend having the tree removed and keep the receipts for reimbursement from your insurer if you have appropriate coverage.

Removing a lien or liens does not require covenant amendment. It will be easier for the board not to file a lien in a given situation, than to remove this collection tool from its options. Assessments -- not dues -- are owed by owners and pay for the operation of the community.

No, you cannot remove the garage since it is part of the real property and thus covered by the mortgage.

How do you remove the rear door panels on your 1994 Mercury Grand Marquis They are shut and will not open the locking mechanism has fallen down inside the door?

On my 99 you remove the headlight assembly by removing the two plastic covered wing nuts, then remove the side marker/blinker assembly by removing the plastic covered wing bolt, then the light is accessible. It sounds harder than it is!

Yes if it poses a property damage or liability threat. But, they should have sent you notice of intent to cancel if you did not have it removed in a set period of time. You must remove it now as you will have great difficulty obtaining coverage going forward. 4lifeguild

Yes, you can still qualify to get disability insurance even if you had injuries or illnesses before. Depending on the status of your injury, it may be covered by a new disability insurance policy, or excluded. If your injury is excluded, it may still be covered in the future if you show improvements and are no longer affected by the old injury. You will have to ask the insurance company to remove the exclusion

Generally, if the child became ill after the policy became effective and was a covered insured on the policy, then the insurance company should not be able to drop coverage. If the child became ill due to a pre-existing condition that was not disclosed at the time of the policy write up, it is usually considered fraudulant information and the child can be declined coverage. Again, this is not a definative answer. Laws vary state to state. Check with your state's department of insurance for an accurate answer.

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