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Are lawsuits filed against you by credit card collection agency public knowledge?
Wiki User
∙ 12y ago
Yes, any public court proceding is public information. Also it can appear as negative items on your credit report as bad.
Credit card companies usually will kill your credit by:
1. It gets listed as a judgment - negative account
2. It gets listed as bad debt with the card's name - negative
So it can be a double whammy to your credit score. Pay it off and settle the judgment. Send your settled judgment to the credit bureaus so that your credit is update as soon as possible.
these items can stay with your credit for 7 years.
Wiki User
∙ 12y ago
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Do you know of any lawsuits against collection agency re improper use of PHI?
no
Can collection agency garnish from your check a week in Arizona?
A collection agency cannot call your employer to garish your wages. In order for your wages to be garnished, you must be sued by the collection agency. And the agency must win a judgment against you.
When does the statute of limitation start on a credit card?
The SOL begins when an account is considered in default. SOL's only apply to lawsuits, they do not halt collection procedures by the OC or an assigned collection agency.
If a second collection agency takes over a unpaid debt can they have that collection put on your report?
Yes the second collection will be placed on the credit report. But they will remove the first collection agency off the report. In some states it is against the law to be double billed by two collection agency for the same debt.
What is collection agency?
A Commercial Collection Agency is and agency that collects debt on behalf of their clients, same as a consumer collection agency, but a commercial collection agency collects business to business.
Can a collection agency falsley claim to have a judgment against you?
No. A collection agency may not legally make any false claims. However, they may have obtained a judgement by default if you failed to answer a summons.
If a collection agency repossesses something they had no legitimate claim to what legal recourse do you have against the company?
sue them for "conversion".
Lien against spouse not on title?
Can a collection agency place a lien on a home belonging to a spouse not on title?
If you get sued by a collection agency and own nothing what can they take from you?
wage garnishment, file a lien against you, etc.
Can a collection agency freeze your bank account in NY?
If you are sued, then yes. First, the collection agency must try to collect from you. Then they can sue you if you don't pay. If they win, the judge can issue a judgment against you. And that is how they can freeze your bank account.
How are work commercial collection agency?
The commercial collection agency is used in debt collection in the event a debtor fails to.
I have a medical bill for 168.00 that was sent to a collection agency after I made a payment. They are going to keep in the collection agency until my bill is paid off. This can not be right.?
If the bill was late enough to be sent to a collection agency, the collection of that bill has been turned over to that collection agency as well.
