It depends on the precise details of the case. If the siblings paid for the funeral arrangements made by the deceased or the policy beneficiary with the understanding that they would be paid back, then the answer is probably yes.
If the siblings decided to hold an elaborate funeral without consulting you, and no representations were ever made regarding reimbursing them (including those formerly made by the deceased along the lines of "when I die, I want a 92-piece marching band to lead the funeral procession, I've got enough insurance to cover it"), then probably not.
Most likely this is going to require a civil case to sort out, and you should contact an attorney.
A funeral insurance is a policy that in the event of your death, the insurance company pays all expenses for your funeral.
Funeral homes sell burial insurance policies but you are much better off buying a regular life insurance policy and using part of the benefits to pay for funeral costs. The cost per thousand of the normal life insurance policy is much less on a regular policy than on a burial policy sold by the funeral home. Funeral homes make extremely high commissions on the sales of these policies, the beneficiary and owner of the policy is probably the funeral home as well so you can't change your mind later and make any changes in the policy.
Some life insurance companies will cover funeral expenses, but you need to double-check with your company policy just to make sure. The best way to be sure is to purchase funeral insurance. Additionally, there are some governmental organizations that will assist with burial insurance, including Social Security and the Veteran's Administration. The AARP also has some plans to help cover any funeral expenses.
Legally...no. But, for insurance purposes, yes.
Life insurance benefits are typically not taxable.
The proceeds of the life insurance policy legally and contractually belong to the named beneficiary of the policy, in this case the caretaker.
Burial insurance (aka funeral insurance) is a basic issue life insurance policy that covers people until they reach 100 years old. Burial insurance (also known as funeral insurance) is promoted as a way to pay in advance for your funeral expenses so that your loved ones won't have to pay for your funeral. There are many things you can do to make your death easier on the wallets of those you love. Preplanning your funeral saves money and grief, as well as deciding whether you want to be buried in a casket or cremated and put into and urn, figuring out who gets what part of your estate, and which company to choose for your perfect term life insurance policy (if you're a senior). It is a very important policy to own if you want to save your family from grief and funeral costs.
Some programs will not allow you to get funeral insurance at 82. The insurance will be very expensive at 82 because you are more likely to die a lot sooner that other applicants. Yes any type of insurance becomes very exspensive the older you get. I can not find any company taht will issue a funeral insurance policy at 82 years old.
You can certainly apply for an insurance policy; whether the insurance company will choose to accept your application is up to them. A family member in prison is not supporting anyone, so there is no issue of replacing lost income, however, there could still be a legitimate need for an insurance policy to help pay funeral costs. I am not sure how elaborate a funeral you may be planning, but a $5000 funeral policy sounds quite reasonable to me.
The Insured can change the beneficiary on a life insurance contract.
Funeral Expenses and costs are determined by the funeral home providing the services not by the probate process. Funeral expenses should be paid promptly and if agreed, reimbursed later.
How do I get information on a pay out on my fathers insurance policy made on July 2012, where all 5 siblings were named beneficiaries .