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Payday loans are a bad deal for the consumer no matter how you look at it. The interest rate is ridiculously high. Often people get trapped in the sense that they are perpetually in debt to Payday loans because they borrow their whole paycheck and are broke on payday and need another loan. Learn to live within your means and have some savings so you don't have to resort to credit in an emergency.

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Q: Are more farmers being forced to apply for payday loans and is this a growing problem specifically in Ohio but is it happening everywhere else?
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