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Are theft contents of vehicle covered in comprehensive insurance?
Wiki User
∙ 14y ago
Auto Insurance Polices almost never offer contents coverage beyond those things that are a part of the vehicle such as a car stereo.
In simpler terms they will cover the vehicle, The stereo and the installed GPS system etc but they will not cover the Fur Coat, the cell phone nor the diamond ring that was left in the back seat.
Wiki User
∙ 14y ago
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Is being hit by a rock covered on comprehensive?
Damage to a vehicle resulting from the vehicle being struck by a rock is covered under comprehensive insurance unless it is specifically excluded. Such an exclusion would be very unusual.
Your Car caught Fire what will your insurance cover?
If you have Comprehensive Coverage on your Auto Insurance policy, you will be covered. They will either repair the vehicle or compensate you for the loss of the vehicle if it is not repairable.
If a vehicle has no insurance but you have fully comprehensive cover on another vehicle is the non insured vehicle covered to be driven?
If it's your vehicle then no. You have to add the other vehicle to your policy, otherwise it is not a covered vehicle. If it's a temporary replacement vehicle then coverage may be afforded under your own auto insurance policy.
What is usually covered by a comprehensive motor insurance?
Comprehensive motor insurance usually covers bodily harm or damage caused by an accident. The comprehensive insurance also cover the liability of the car damages in regards to collision coverage. When deciding on collision coverage, it is important to consider the age of the vehicle to determine if comprehensive or full coverage is needed on the vehicle or if collision insurance would be the appropriate choice.
Under what circumstances would a person want comprehensive motor vehicle insurance?
Comprehensive insurance helps to pay for damages to a vehicle that were not the result of a collision. If you want insurance when a vehicle is damaged by fire or theft , then you should purchase comprehensive motor vehicle insurance.
What is comprehensive auto insurance?
If you are in the process of quoting auto insurance, chances are the term comprehensive coverage has come up quite often. Comprehensive auto insurance coverage is a coverage that will pay to repair or replace your vehicle in the event of a covered loss up to the fair market value of the vehicle. Covered losses that fall under comprehensive include: fire, theft, vandalism, hail, and wind damage. Falling objects and hitting a live animal also fall under comprehensive. If you are financing your vehicle, you will be required to carry both comprehensive and collision coverages to satisfy lender requirements. The state does not require comprehensive or collision coverage.
Does homeowner insurance pay the claim on cars vandalized in their driveway?
No, An auto theft or vandalism would have to be covered by the vehicle owners comprehensive auto insurance policy. that's what Auto Insurance is for.
Does any one have information on Progressive Insurance Company covering damage to their vehicle from rodents under comprehensive?
yes it would be covered under comprehensive over your deductable if any
Is hitting a dear comprehensive or collision?
Animal CollisionIf your vehicle "collides" with an animal it will be covered under the "collision" portion of your Auto Insurance Policy. Answer from a General Insurance AgentAnswercomprehensive
Does auto insurance cover stolen cars?
Auto insurance will cover the theft of your vehicle if you maintain comprehensive coverage. Comprehensive coverage is generally sold in conjunction with collision coverage. However, unless there exists a lender that requires collision/comprehensive coverage, it is usually not mandated by law as it is considered "first-party" coverage (designed to protect the owner only). Comprehensive coverage also applies to the theft of belongings in the vehicle if they were permanently affixed to the vehicle. For example, if you have an after- market stereo system and sub-woofer that is stolen from your vehicle, it is covered under comprehensive coverage. However, if you leave your purse in the car and it is stolen, it is not covered because it is not permanently affixed to the vehicle.
What does auto comprehensive insurance cover?
Comprehensive auto insurance covers theft, fire, vandalism, weather damage, riots, and other similar acts which may cause damage to a vehicle. Comprehensive auto insurance does not usually cover acts of God, theft or vandalism by family members or employees, contents of the vehicle, or damage due to improper maintenance. Comprehensive is Fire, Theft, and Vandalism (and also if you collide w/ an animal)
If something is stollen from my car of vaule will comprehensive car insurance pay actual cash vaule?
Comprehensive will not pay the claim at all if it is not something built-in to the vehicle. If it was a personal property item, it would be covered by your Homeowners or Renters insurance policy.
