Want this question answered?
The disadvantages to having no health insurance is that in the event of being ill one will not have access to the treatments they need and any treatment they do get could involve long waiting lists. It is debatable if there are any advantages to having no health insurance other than saving a lot of money but it comes at a big risk should illness strike.
disadvantage of national health insurance scheme
I presume that you are talking of health insurance in the USA - in many countries including most of Europe, health insurance is not necessary because the state provides reasonable health care, though some rich people do have private insurance to be able to have private treatment. Probably the greatest reason for not having health insurance is lack of funds, some people can't afford it.
Guardian Health Insurance is a company that offers a reasonable deal for many people. One advantage of having such a policy is that one can be treated in a private room rather than on an open ward, another is prompt treatment.
There are select drug treatment programs that covered by the average health insurance plan. Many drug treatment programs are funded by the government and are free to attend.
You may want to contact your health insurance business office and find out the reason for the refusal to pay for treatment. Each insurance company has their own rules and regulations regarding what they will cover.
Buy health insurance. Don't be a taker
If you are a healthcare provider and do not get authorization for some treatments prior to treatment, you may not be paid by the insurance company.
health
Having health insurance is very important. It provides a back up plan for those who cannot pay for their medical treatments or surgery. More people should apply for health insurance to help others.
Only 15% of India's total population are having health insurance as on date.
Axa Health insurance gives you a wide range of hospitals you can visit for treatment as well as prompt treatment and private facilities which are very friendly & comfortable. You have the option of paying for your private health insurance coverage in monthly installments or in a one lump-sum payment.