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Many insurance companies will no longer give coverage to someone who owns exotic pets such as Pythons and other non-domestic animals. Also certain Dog Breeds which are believed a danger to the public, such as Pit Bulls and Rotweilers.

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20y ago

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What does homeowners insurance pay for in case of damage to your house?

Your Homeowners insurance policy will pay for damages that result from the covered perils specified on your insurance policy subject to the policy limits and any deductibles listed therein.


Does homeowners insurance pay the full cost of repairs?

As with almost any insurance, it depends on your individual policy.


Will homeowners insurance cover caregivers costs for the inured?

No. There is no way that a homeowners policy would cover any medical costs for the insured or any family or household member. That is what health insurance is for not house insurance.


Will I receive a refund if I change my homeowners insurance policy?

Whether or not you will receive a refund when changing your homeowners insurance policy depends on various factors such as the timing of the change, any prepaid premiums, and the terms of your policy. It is recommended to contact your insurance provider directly to inquire about potential refunds.


Does Wallside Windows accept homeowners insurance?

To make a claim with your homeowners insurance policy, you will need to contact your agent for details on how to proceed from there. In searching the Wallside Windows webpage, I did not see any indication that they accept homeowners insurance as payment.


How can I request a refund check from my homeowners insurance?

To request a refund check from your homeowners insurance, you should contact your insurance company's customer service department and request a refund for any overpaid premiums or adjustments to your policy. Provide them with your policy details and any necessary documentation to support your request.


Can homeowners insurance be replaced by another insurance?

If you are required to carry homeowners insurance by, say, the bank through which you have your loan, you can switch to another provider for insurance at any time (there are a few forms you would need to fill out, but your new agent would be able to help you with that). You wouldn't be able to switch to another kind of insurance, though. The new policy would need to be a homeowners policy.


Does homeowner insurance cover a daughter renting a room that dies accidentally?

I don't really understand what you would expect the homeowners policy to pay for in this situation. Homeowners insurance is not life insurance and does not provide any type of such coverage.


Does homeowners insurance cover tenants?

No, your homeowners insurance does not cover tenants nor any of their property or liabilities. actually, the presence of tenants without the presence of an owner can void all coverage and nullify the homeowners insurance policy. If the occupancy status of your home changes, contact your agent. Leased homes require landlords insurance. Vacant homes require a vacant property policy.


Is there a deductible on the Medical Coverage portion of Homeowners' insurance?

No. The medical coverage and liability sections of a homeowners policy do not contain any deductibles. These sections do not cover the homeowner or any household residents.


Can you choose how much coverage you want for homeowners insurance or does the insurance company have the right to drastically increase your coverage without your approval?

It is unlawful to intentionally under insure your home. Your insurance company is required to review your homeowners policy regularly to insure that you are properly insured and that your homeowners policy is in compliance with the law as well as the terms of any associated mortgage note.


Does home owners insurance cover assault in the home?

It would depend on who was assaulted, medical coverage that comes with the homeowners policy may cover a visitor to the home.