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Are there any unsecured credit cards you can apply for if you have bad credit or no credit?
1curiousgeorgette
There ain't any!
Wiki User
∙ 12y ago
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What are unsecured credit cards?
Unsecured credit cards do not imply any deposit before you can start using them. In other words, the bank looks through your credit history and entrusts a certain amount of credit to you, being sure that you will pay it back, without leaving any security deposit.
Where can one apply for two Juniper credit cards?
One can no longer apply for any Juniper credit cards as they were purchased by Barclaycard in 2004. One can apply for a Barclaycard on their website, and several of their cards have rewards similar to the Juniper cards.
Can you apply for a Bank of America visa or credit-card online?
A person can apply for any number of credit cards online and this includes a Bank of America credit card, a Visa card or many other kinds of credit cards.
How are Chase student credit cards applied for?
One can apply for a student credit card with their local bank or through the website of any banks offering student credit cards. One can apply with Chase Student Banking or Bank of America.
Can I apply for a credit card on the Chase banks site?
Yes, you can apply for any of several Chase Bank credit cards online. Personal cards include those with cash back, travel rewards and low interest. Business credit cards are also available for online application.
What are unsecured credit cards?
Unsecured credit cards do not imply any deposit before you can start using them. In other words, the bank looks through your credit history and entrusts a certain amount of credit to you, being sure that you will pay it back, without leaving any security deposit.
Where can one apply for two Juniper credit cards?
One can no longer apply for any Juniper credit cards as they were purchased by Barclaycard in 2004. One can apply for a Barclaycard on their website, and several of their cards have rewards similar to the Juniper cards.
Can you apply for a Bank of America visa or credit-card online?
A person can apply for any number of credit cards online and this includes a Bank of America credit card, a Visa card or many other kinds of credit cards.
How are Chase student credit cards applied for?
One can apply for a student credit card with their local bank or through the website of any banks offering student credit cards. One can apply with Chase Student Banking or Bank of America.
Are unsecured credit cards safe?
An "unsecured" credit card means that it is not backed by any assets of the borrower. Virtually all credit cards, including Visa, MasterCard and American Express, are "unsecured." The lenders expect that borrowers will use good judgment when using the card, spend within their means and pay on time. The interest on a credit card provides billions of dollars of revenue for lenders each year, which offsets any risk of offering the card without collateral. There are no safety issues, other than those created by carelessness of the user.
Can I apply for a credit card on the Chase banks site?
Yes, you can apply for any of several Chase Bank credit cards online. Personal cards include those with cash back, travel rewards and low interest. Business credit cards are also available for online application.
What is the difference between unsecured priority and unsecured non-priority?
Examples of unsecured priority debts are, child and/or spousal support, delinquent taxes, rent and utility arrears, any fines or restitution(s) that have been ordered by the court. Unsecured non-priority are, store cards, unsecured personal loans (unless held by a bank where the person has accounts), credit cards, and so forth.
Where can one obtain a fast unsecured loan in the US?
For Fast unsecured loan in the US it can be found in banks like TD Bank, and any other prepaid banking cards that are used. This are only the few that are out there then owning an actual credit card.
Use an Unsecured Loan for a Money Emergency! ?
For a monetary emergency, getting an unsecured loan can be the best idea. If you only need a couple of hundred of dollars, you may wish to forgo the bank and apply for an online unsecured loan instead. With an unsecured loan, you do not need to supply any credit history to be eligible. You simply need to be employed, or have a steady source of income, and have a checking or savings account. An unsecured loan can get you through until your next paycheck comes, especially when you don't have good credit. Apply carefully, and make sure to check out the company you plan to deal with thoroughly.
Should I get several credit cards?
Having a large credit limit can help your score but do not apply for several cards at the same time. Doing so can hurt your score and make you unable to get any new credit offers.
Does Wells Fargo offer any prepaid credit cards?
Wells Fargo offers pre-paid credit cards in amounts from $300-$10,000 with a deposit into a collateral account. You may be eligible to graduate to a unsecured card and have your initial deposit returned. The currrent APR is 18.99%.
On Choosing An Unsecured Credit Card?
The unsecured credit card is the default when people think of credit cards; it is the credit card that allows the user to purchase goods and services based on only the promise of said user to repay the cost of said goods and services. The unsecured credit card, once generally considered a necessary tool of adult life in developed nations, has recently come under scrutiny in light of the recent recession and economic market meltdown. Many of the major credit card companies which issued unsecured credit cards were brought to task by governmental agencies for charging their users exorbitant fees, and undertaking various methods to hide their true cost from consumers. Some of the changes made involved putting limitations on the ways that credit card companies advertised their unsecured credit cards, the fees that such a card could charge, and new limits on who could receive and use an unsecured line of credit. Even in the wake of these recent reforms, credit card companies continue business as usual, from sending out unsolicited cards in the mail to forcing some credit card holders into bankruptcy to pay back overdue debts. The government is urging those who are considering a line of credit from an unsecured credit card to consider the following points: 1. An unsecured credit card is not needed in order to build credit. Credit may be built from secured credit cards, the prepaid credit card, paying rent, and even from holding down a job for a number of years. 2. A secured credit card offers the same spending power as an unsecured credit card with the limitation that the borrower can not go past a certain limit nor will his assets be responsible for covering a debt past the assets that are being used to cover the monies spent. It is considered a much safer way to borrow money, especially for those just beginning to use credit. 3. When deciding to use an unsecured credit card, make sure to check your credit reports monthly and monitor them for any activity which is not yours. 4. Safe limits for spending on an unsecured credit card are generally accepted as 30% of the total credit issued. Users of unsecured credit cards are also advised not to spend more money than is possible to repay within a given cycle, and to pay back all unsecured credit funds in full at the end of each cycle (usually monthly). 5. An unsecured credit card should never be given to a minor, especially from an unsolicited promotion. If you wish to be removed from solicitation lists, simply call the credit card company which issued the unsolicited material. They are under legislative order to cease and desist unsolicited communication upon the first complaint.
