No.
2
nope
No, vehicles are only covered under auto insurance policies. Homeowners insurance policies provide no coverage for automobiles.
No. Fraud is not a covered peril under your home insurance policy. However, Many Home insurance policies do have coverage for certain kinds of theft.
Yes a RIFLE can be covered under insurance
No you will not be covered you must call in
Sometimes it is, but coverage is subject to the policy provisions and deductible in your homeowners or renters policy. Make sure that you check with your insurance company.
Yes, vandalism is covered under comprehensive insurance policies. But if your deductible is too high, you may want to just pay for a replacement tire.
No, but it may be covered under your dental insurance plan.
Commercial Insurance policies are very specific. They may be or they may not be covered. It just depends on on what coverages you purchased when you bought your commercial liability insurance policy. If you bought the cheapest rate you could find, then you probably do not have coverage for volunteers. It's best to contact your insurance agent for clarification of who and what is covered under your Commercial Insurance Policy.
Yes, That would be a covered loss under most home insurance policies.
No.. your usually covered under the owners policy automatically, but make sure your a "listed" driver on the policy.