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If you share a car and the owner of the car has insurance are you able to just buy non owner's insurance?
Wiki User
∙ 17y ago
No.. your usually covered under the owners policy automatically, but make sure your a "listed" driver on the policy.
Wiki User
∙ 17y ago
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What insurance is available for owners of condos?
If you own a condo, you can get basically the same type of insurance as a homeowner, depending on what type of condo you have. If you condo is more like apartments, you may be able to get insurance similar to renters insurance, while if you have a stand alone home, you can basically get just home owner insurance.
Can you have non-owners insurance on an auto and a motorcycle in New York?
Contact an agent or your states dept of insurance and they will be able to advise/answer this question.
What happens if you are in a car accident and you are rear end by someone with no license in a company vehicle and they gave him permission to drive and you are injured?
If the person driving the vehicle was doing so with the owners permission, IN MOST PLACES, the owner and the owners insurance company are financially responsible and you should be able to sue and get compensation.
How do you get homeowners insurance?
Home owners insurance is insurance for home owners. Safe Co, Farmers, and Liberty Mutual are companies that offer home owneres insurance. You can view the average costs or get a quote personally by entering your information. You won't be able to a price previews otherwise.
I was hit on my bicycle by a car the driver did not have a license and was not authorized by the owner to drive. Will I be able to recover damages from the owners insurance?
No, It is a crminal act to take anothers vehicle without their permission. The owner of the vehicle is not responsible for damages caused by a crminal in that act of auto theft or other non-permissive use.
When there are two names on a deed can one get a mortgage loan or do both parties have to sign for the loan?
Al the owners must sign the mortgage or the bank will not be able to foreclose on the property in case of a default. If there is another owner you cannot grant a mortgage on their interest in the property.Al the owners must sign the mortgage or the bank will not be able to foreclose on the property in case of a default. If there is another owner you cannot grant a mortgage on their interest in the property.Al the owners must sign the mortgage or the bank will not be able to foreclose on the property in case of a default. If there is another owner you cannot grant a mortgage on their interest in the property.Al the owners must sign the mortgage or the bank will not be able to foreclose on the property in case of a default. If there is another owner you cannot grant a mortgage on their interest in the property.
What is the difference between a condominium hotel and a time-share?
The difference is in the ownership of the property. Read your governing documents to determine if time-share use is permitted by owners. The definition for a hotel implies irregular lengths of stay, as does time-share. The difference is in who owns the unit. A condominium unit owner may not be able to use the unit as a time-share unit; whereas a hotel unit can be used for irregular lengths of stay.
Is it possible to buy just liability insurance for a week-period to be able to drive someone else's car if that car is insured?
NO. If the owner of the vehicle has insurance and you have their permission to drive the vehicle then their insurance would cover you. Otherwise the owner of the vehicle could add you to their policy.
Will homeowners insurance cover damage to car from a fallen tree?
It depends on whether or not the car carried comprehensive insurance. If it did the auto owner's insurance would cover the tree damage, regardless of the cause. If the car did not have comp. coverage, then the car owner may be able to make a liability claim against the tree owner's homeowners insurance coverage. If the homeowner's insurance denies the claim, the car owner can still seek a civil award against the homeowner's personal assets.
Are property owners better off than renters in the current economic climate?
Property owners often feel that they have made a better choice than those who rent. Renters are paying money to another while owners have an investment. Renters have to follow the rules of the landlord, while owner are free to follow their own rules. Owner are able to have any type of pet they desire, while renters may not be able to have any pets. Property owners have many freedoms that renters do not have.
Who gets the claim money car owner or policy holder?
The car owner and the policy holder better be the same person. If not nobody will be able to get the money. You cannot insure a vehicle that you do not own. If you do the insurance company cannot pay the policy holder because they don't own the vehicle. They can't pay the vehicle owner because they don't have a contract of insurance with the insurance company.
Can you get new tags if your license is suspended?
I was wondering if I the owner of the vehicle get suspend do to non compliance of insurance would it be that the co-owner be able to purchase tags for the car in his name since he owns it to.
