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Are you at fault for the theft of your vehicle if your keys are stolen?
Wiki User
∙ 14y ago
Vehicle theft is a type of comprehensive claim. Your comprehensive, or other-than-collision, coverage covers claims for damaged to your vehicle other than a collisionwith another car or a stationary object.
Comprehensive claims include fire, theft, vandalism, storm damage, falling objects, and hitting an animal.
These situations are typically assumed to be outside a policyholder's control, and thus not at-fault.
On the other hand, if a policyholder has an unusual or excessive number of claims, or if an insurer has reason to believe that a loss has resulted from a policyholders negligence of carelessness, it is likely that your insurer will cancel or non-renew your policy.
Wiki User
∙ 14y ago
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Will the theft system shut down the car?
The factory anti-theft system will only prevent the vehicle from starting when the coded keys are not present.It is not able to shut down a running vehicle.
Why does the vehicle turn on but will then turn off?
Fault with immobiliser, will require recoding of keys, of further diagnosis
If a car that was reported stolen hits your car why would the stolen car's insurance company refuse to pay for damages?
Probably because the owner did not exercise normal precautions and by leaving the keys in the vehicle actually participated in its theft. Call that lawyer who advertises on TV. If he can't get the insurance to pay, he'll get a judgment against the owner. The owner of a stolen vehicle is not responsible for the actions of the thief that stole their vehicle. If there is no liability on the owner, the insurance company does not owe the claim for property damage to others.
If someone leaved his keys inside the car and get stolon and the car hit someone else car who pay for the damage?
if you have comprehensive coverage on your vehicle the theft will be covered (subject to exclusions some policy's have the 'keys in the car exclusion) under that coverage the damage to your vehicle.... regardless of you having comp or not, you as the victim of a theft are not liable for the damages that a thief causes with your stolen car...the poor sap that got hit by the thief will have to file a claim under his collision coverage and then subrogate the thief.
Will an insurance carrier cover a car that was stolen with the key's locked in the car?
A stolen vehicle is just that, a stolen vehicle. Were the keys accidentally locked in the car? Had a locksmith been called to unlock the vehicle and get the keys back to the reg. owner? There will be many questions that would require an answer for the claims adjuster investigating the claim. Was this a regular habit of the insured to leave the keys locked in the vehicle? Were they locked in the car so that another individual having a remote to unlock the vehicle and use the car at their discretion implied? Was a police report filed in a timely manner of the theft? If the keys were habitually locked inside the vehicle, it would obviously, not be a reasonable or prudent thing to do. However, if the keys were left in the vehicle by accident, and someone broke-in, and there is evidence of this break-in when or if the vehicle is recovered it will obviously lend credence to the insured's loss statement. Either way, the insured can still file the claim and the insurance company will still have to cover the loss, pay the insured for the market value of the vehicle less any comprehensive coverage deductible. Most likely, future claims on the policy of this particular insured will be flagged and investigated thoroughly because of this loss. Suggestion: read your auto policy coverages and exclusions, and be informed of what your policy does and does not cover. Most auto policy also designate that a police report must be filed within a certain time frame of the theft of a vehicle. If theft occurs from an individual or relative resident of the home gaining access to the keys that are left on a counter-top or hanging on a key ring, In this case, if the vehicle is taken, it is considered "implied consent" by virtue of the keys access to residents of the household. Every auto policy has different exclusions noted for certain circumstances and existing conditions. Therefore, I again suggest all insureds read those policies and exclusions policies.
What is the penalty for Grand Theft Auto in Wyoming?
Long term imprisonment depending upon the exact of theft. Remember that grand theft auto or motor vehicle theft could apply to several forms of theft including: The theft and “hotwiringâ€ù of a parked vehicle. The theft or “borrowingâ€ù of a parked car with the keys, presumably taken without the owner’s consent. Carjacking which may involve assault or the threat of assault. Opportunistic theft, involving a parked or running car that has been left unattended with the keys still visible. Fraudulent theft, involving the illegal acquisition of the car with questionable funds
Can a parent report a car stolen if their seventeen year old runs away but the car is in her grandfathers name and he refuses to file it as stolen?
The police will not take a stolen vehicle report if the automobile's owner handed the keys to the individual. It is a civil matter in this instance.
How do you break into my mk4 astra lost Keys?
If an automobile, such as a VW Mk4, keys are lost a stolen the easiest way to access a vehicle is through a locksmith. The tools a locksmith uses are considered illegal and some states as they fit through a window of a vehicle to open the door locks.
How do you replace a stolen 2003 ford explorer keys?
You can get new keys made at the ford dealer with your title and registration showing you own the car. It is that easy. This works on any car so long as the ignition is the same as new which then matches the vehicle identification number on the car. If you're worried about your vehicle being broken into with that stolen key, you might want to have the vehicle re-keyed. You replace the tumblers in the ignition and the doors (or you get the parts and have a service center do it for you).
What can I do if my friend driving my car and don't want return the car?
Your friend has basically stolen your car, but since you gave them the keys it is not a illegal theft until you can prove they now have the vehicle without your permission. You have to send them a certified letter demanding return of your property within 10 days of receipt. After they receive your letter and the 10 days have expired you may take your certified receipt and copy of your letter to your local police department and file theft charges against the person who kept your vehicle illegally.
How does Toyota Venza anti-theft system work?
It doesn't work, I just had mine stolen two weeks ago!! Ditto - our was just stolen from our driveway last night. It was locked and all keys are accounted for. Toyota has "no idea" how this is possible. Protect yourself and buy a Boomerang.
If you steal someone's keys and then steal their car what is it?
Firstly petty theft, and then grand theft auto (or the equivalent).
