Most trip insurance policies that cover the cost of your trip against Trip Cancellation / Interruption will cover any pre-paid non-refundable amount that you have paid for a trip, like for instance, you have pre-paid in advance for a Condo in Tahoe for a X-mas trip you paid cash to the owner and at some point lets say a month before your scheduled stay the money will become non-refundable you can get a Trip Cancellation policy to cover your trip cost as long as you have proof that you have actually paid for this trip like a receipt or something like that, you will not have to proof of this when you sign up for the insurance but you will if you ever need to file a claim, but it doesn't matter if you are paying directly to the owner or to a company. A good Trip Cancellation policy to look at is Travel Insurance Select Link > http://www.travelinsure.com/what/selecthigh.htm?32640 this plan if provided by Travel Insurance Services located in Walnut Creek, CA in the San Francisco Bay area they have been serving individual and group travelers worldwide since 1973 and are a member of the US Travel Insurance Association and the Better Business Bureau
Commercial property insurance is often higher because the space in question is being used for a business that may or may not fail. However, residential property insurance applies directly to the resident or owner and is less risky.
"Hiscox USA provides insurance services to businesses. This includes professional, property and specialty insurance for businesses that can either be purchased directly or through a broker."
If you and your friend owned your property as joint tenants with the right of survivorship then when your friend died her/his interest passed directly to you. The insurance payoff would go to you unless there is an outstanding mortgage or other lien on the property.
If someone causes damages to your property, they are liable. This means, however that you have to deal with their insurance company directly, rather then your insurance company doing it for you.
Commercial property cannot be covered by homeowner's insurance. Commercial property insurance must be purchased for that category of property.
Property insurance - If your property is damaged the insurance will pay for this to be repaired. Life insurance - If you die then your estate (or the named beneficiary) gets a payout to the value of the insurance.
Property insurance provides protection against most risks to property, such as fire, theft and some weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance or boiler insurance.
You will need rental property insurance if your are the owner of a rented property. This insurance, in addition to standard household insurance, covers things such a public liability.
Commercial property insurance.
Property insurance provides protection against most risks to property, such as fire, theft and some weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance or boiler insurance.
Edward W Siver has written: 'The handbook of commercial property and casualty insurance' -- subject(s): Casualty Insurance, Insurance, Casualty, Insurance, Property, Property Insurance
Most mortgage companies will want you to escrow your taxes with them. Some, however, may be willing to let you pay them directly. It really depends on the company you are dealing with.