The answer depends on when your coverage became effective. Most plans are effective after a time frame (ex: the 1st month following your date of hire, etc.). In order to be eligible your coverage would have to be effective while you are still working and prior to going out. Secondly, it would also depend if your plan has a pre-existing condition limitation. If the answer is yes, your claim would be denied because your condition obviously occured during the pre-ex period. Chances are, there will not be a pre-existing condition limitation in the policy - these are rare in Short Term Disability policies.
You're eligible to receive a disability living allowance if you are under the age of 65. In order to receive a disability living allowance you must have walking difficulties or you need help looking after yourself. You need to have had the following difficulties for 3 months and you expect to have them for at least 6 months. You're also eligible for a disability living allowance if you have a progressive disease and do not expect to live more than 6 months.
There is multiple scenarios that make you eligible for Medicare: 1)When you turn 65 and you or your spouse has worked and paid Medicare taxes for at least 40 quarters or ten years 2)If you are under 65 and have become permanently disabled and have been receiving disability benefits for 24 months 3)If you have ALS aka Lou Gehrig's Disease you are eligible the first month you receive disability benefits. When you first become eligible you then have an Initial Coverage Election Period known as ICEP which lasts for 7 months (three months before you become eligible, the month of eligibility, and three months after) during which time you can review your various enrollment choices or stay with Original Medicare.
You should be able to. If you are working past retirement age and paying in to state disability you should be able to collect up to 12 months. State disability is different then federal social security. If you are paying in and its within the 12 months you should be eligible to collect on what you paid for, it is insurance.
If you had a disability insurance policy prior to getting hurt, yes, you will receive benefits if you are still unable to work after the waiting period has passed. If you didn't have a disability insurance policy, you may be eligible for social security disability if your disability is expected to last 12 months or longer.
Yes. If you are collecting Social Security retirement benefits, you become eligible for Medicare at age 65, but the SSA recommends applying three months before your birthday to prevent any delay in coverage. If you are on Social Security disability, you become eligible for Medicare approximately two years after the date your award letter says you became disabled, regardless of your age. If you were declared disabled 24 months or more before disability was approved, you still have to endure the five-month waiting period before your coverage begins.
Your policy must begin before getting pregnant. Try to start your policy at least 3 months before conception. Most policies contain a 9 or 10 month exclusion for normal delivery. Not every pregnancy goes full term. If your policy starts 3 months before conception and you deliver early, your delivery will most likely fall outside the exclusion period - making your maternity benefit payable.
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