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You are not generally insured simply by the act of renting a car.
There is no means of us knowing if your insured without actually reviewing your policy. Most standard lines personal and commercial auto insurance policies will extend coverage to a rented vehicle while most limited lines policies will not. It all depends on the coverage you purchased and would best be addressed by talking with your insurance agent before renting a car.
However, the car rental companies generally make sure you either have your own insurance that extends coverage to the vehicle being rented or they will require you purchase insurance on the spot.
The insurance that you purchase at the time you rent the car, increases the cost of your rental.
If your in doubt, always purchase additional coverage through the rental car company. It's better to be safe than sorry.
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∙ 10y ago
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Is the car insured if you just bought it?
A new car is not insured unless you insured it. You can insure a car before you pick it up, but if you don't it isn't insured.
Could you get car insurance with no car?
Not without insurable interest in a car. If you do not have a car, you do not need to have insurance. If you rent a car, you can get insurance for the rental, but that is a temporary policy. If you have permission to drive the car, you should be insured under the policy of the person from whom you borrowed the car.
How can you find out if your car is insured?
Your car is not insured unless you purchase insurance for it.
If a uninsured car is parked and hit by an insured car will the insured cars insurance company pay for damages?
Only if the insured car was at fault.
Who is responsible for an accident when car is not insured?
Whether the car is insured is not important, the point is who was at fault in causing the accident, it could be the person whose car is insured that is at fault.
Are teens automatically insured to parents car?
They are insured as passengers they are not insured to drive it
Can insured person drive an uninsured car?
We need to know what he's insured for. If he's insured to drive the car, then yes. If he's insured with life insurance, then no. But normally it's the car that carries the insurance.
Can you rent a car in ma and returned it ny?
If you rent a car in MA you can not return it to NY. The car is insured in MA, so if you drive out of state they will track down the car and make you return it. If the car was rented from NY that is a whole different story. You can return it in NY if you rented from NY. I did not make this question up. I'm just giving you the answer. (I think this is a stupid question anyway.)
Is the car insured or the person?
the car
Can you drive a car that has insurance but not under your name?
If you're liscensed, and have permission from the person under which the car is insured, you are able to drive the car if it is insured even if you yourself are not insured
Can you drive someone else's car if you have a valid license but are not insured?
Is the CAR insured? If not, it's not legal.
Who is responsible if a rental car is stolen from a customer's garage?
Rental cars are insured. You can not rent a car without insurance. The insurance will cover the theft so long as the renter is not found to have been involved in the disappearance of the vehicle.
