nooooooo you are just choped up and served for breakfast.
The credit report holder can check his or her report as often as they choose. When you check your credit report it is considered a "soft inquiry" and will not affect your status.
as often as your creditors report changes-can be daily
Monthly
There are several free credit report websites that you can access to obtain a free credit report. Legally, all U.S. citizens are entitled to one free credit report per year.
Creditors may report any time there is activity on your account, if a credit report is pulled [for a credit application] or if payments are made late. Capital One may report every month whereas a smaller department store card may not report at all. It solely depends on the creditor on how often the credit report is updated.
To get your free credit report log on to a website such as FreeCreditReport.com. Be alert, that if you request your credit report too often your credit will be affected, it's a Catch 22.
You are entitled to a free copy of your credit report once a year. But you may also receive your credit report for free if you were denied credit or employment within the last 2 months.
every day
Supposedly every month
It is possible to get a free credit report from a company such as Experian. They often offer free trials as an encouragement to sign up for a monthly credit check.
According to True Credit you can receive one credit report a year for free. This report incudes reports from the three top reporting agencies. This is good to do annually to make sure everything is clear and correct.
2 times a yr in Canada