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Yes. If you're not on the policy... you're not covered

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Q: Are you required to be on car insurance policy to be covered?
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Is your car covered by homeowners insurance on their property?

No. Your Car is covered by your Auto Insurance Policy. It is never covered by a homeowners policy no matter whose property it is on.


If person not covered in insurance policy recks car is car repair covered by insurance company?

nope


If your husband has his own insurance for his vehicle and you exclude him the insurance on your car will he be covered by his insurance if he was driving your car and had an accident?

You have to list the drivers covered to drive your car on the policy. If not he is not covered.


If you get a new car and you have insurance on another car is the new car covered or not?

It is not automatically covered. You must call your insurance company and add the car to your policy.


Your car window was broken and your laptop was in car and they stole it is this covered?

If you got it covered in your insurance policy.


Can your girlfriend be covered under your policy if she has no car insurance?

Yes!


Can students in Illinois get car insurance?

Yes, students are able to get car insurance in Illinois. Be sure to check with your insurance agent on your current policy to ensure you carry all the required coverage for the state of Illinois. If you are on your parent's policy, ensure you are covered if leaving your home state.


Can a car be in my name and be covered under my daughters insurance policy?

Yes it can.


What is the insurance called where you are covered for any car you drive?

An Umbrella policy


What is an auto policy?

An auto policy is basically a car insurance policy. It spells out what kinds of damage and occurrences are covered.


Are you covered by your parent's auto insurance in their car if you no longer live at home?

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Do I need to report an accident to my insurance if I had the accident in my husbands car and his policy covered it?

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