Can your girlfriend be covered under your policy if she has no car insurance?
Can your girlfriend be covered under someone else's policy if she has no car insurance on their car?
Usually not. Your apartment building will have a master insurance policy in which this is covered under liability. Now, if someone falls inside of your four walls of your apartment, you can cover this under your rental insurance liability portion of your policy. A normal insurance company can get you a policy usually pretty reasonably priced.
If the garage is attached to your home then it would be covered under Coverage A of your policy. If the damage was caused by a bad storm then more than likely the damage would be covered under your policy. If you have a HO-3 policy then the damage should be covered. Call you agent and ask him/her to review your policy to determine if the damage is covered before you call your insurance company.
Most of the time the tools would not be covered under your personal auto policy although the vehicle might. You can ask your auto insurance if the type of work you do with your vehicle would be covered under their policy. If not then that's when you need to look into getting a commercial insurance policy.
Laptops covered under homeowners Insurance Policy If the laptop is scheduled property on your homeowners policy it will naturally be covered. If you do not have scheduled contents coverage then there may be no coverage for it. A quick call to your insurance agent could get you the answer. Answer If the laptop is used for business purposes, there may be exclusions or limitations under your policy. Also, it must be damage by a "covered…
Whether or not someone is covered under your insurance policy in the event of an accident should be outlined in your individual policy. Insurance coverages also vary from state to state and the type of limitations on the individual policy could also be a deciding factor on if someone was covered while driving.
Can a wifes maternity expenses be covered by the husbands insurance if her insurance does not have coverage?
Suicide is usually excluded under a life insurance policy. The suicide exclusion usually states that there is no payout of life insurance proceeds if the death is due to suicide within two years of the puchase of the life insurance policy. In some states, like Colorado, the suicide exclusion is one year.
You would have to establish proof that the foundation was damaged by a covered peril on your home insurance policy. Typical covered perils on a homeowners insurance policy are sudden or catastrophic loss or damage from Fire, Wind Hail, falling objects etc. Foundation damage resulting from ground movement is typically not covered under a home insurance policy as this is considered normal and expected wear and tear over the life of the home except in…
Commercial Insurance policies are very specific. They may be or they may not be covered. It just depends on on what coverages you purchased when you bought your commercial liability insurance policy. If you bought the cheapest rate you could find, then you probably do not have coverage for volunteers. It's best to contact your insurance agent for clarification of who and what is covered under your Commercial Insurance Policy.