Are you required to have auto insurance in Arizona?

Answer 1

Yes. Arizona requires that every car on the road be covered by liability insured issues by a company licensed to do business in Arizona. Golf cards, motorcycles, and mopeds are all considered motor vehicles. The minimum levels of liability insurance are $15,000 bodily injury for one person and $30,000 for two or more persons, and $10,000 property damage liability. This insurance should also cover you if you rent a car (while traveling).

As of 2006, Arizona's resident's average insurance premium was approximately $913, the 14th most expensive in the nation. This was down 1.7% from the previous year. The national average was $817.