In most cases the spouse is going to be considered to have benefited from the debts of the spouse. Technically the estate should pay the bills, and that has to happen before the spouse gets any distribution.
If you are a joint applicant, then yes, but if the card is not in your name, then no.
Your dead spouse's estate is responsible for the credit card debt. In practice, this may amount to "you are responsible for it."
i just want an answer
Yes. That's why you shouldn't share an account.
For Kentucky the estate is responsible for the debts of the deceased. Only after they are resolved can the estate be closed any any remainder distributed.
Using a dead person's credit card is a criminal offense.
Not to the credit card issuer. The account holder is totally responsible for debt incurred on a credit card. The exception is married couples residing in community property states, where both spouses are considered have the same rights to property and assets and the same responsiblity for debts.
The estate has primary responsibility. But the debts of a spouse are a benefit to both of them, so both have the responsibility.
No, Wisconsin will not garnish a spouses wages to satisfy a credit card debt. Credit cards do not generally seek garnishments unless the amount is very large.
No one. The family is not responsible for the debt. Credit cards want people to think they are, but it is volunteer to pay/assume the debt of the person who passed away.
If the surviving spouse did not sign the credit card agreement then they are not responsible for it. However, the creditors could still come after the deceased spouse's estate (i.e. life insurance) for the balance of credit. You probably want to ask an estate attorney that question.
No. Authorized users are NOT responsible for credit card debt, regardless of the state of residency.