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Are you responsible for carrying car insurance on a driver in your house over 18?
Wiki User
∙ 11y ago
You may or may not have to provide insurance for them if they have their own vehicle but you are responsible for listing them on your auto insurance policy and providing your insurance company with their license information and birthdate.
Wiki User
∙ 11y ago
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If an uninsured driver lives in your house are you responsible if they have an accident?
There are 3 possibilities: You ARE responsbile (or partly responsible) If (1) the un-insured driver is a minor and you are their parent or guardian (2) you are the owner or part-owner of the vehicle they are driving (3) the un-insured driver is on your insurance. Other than those factors, you would not be responsible for them.
Do you have to add your child to your car insurance if they live at a diffent house hold but primary driver of the car?
Only if you expect your insurance to cover you if the child has an accident. You auto insurance contract states that you are responsible for listing all household members and drivers who drive your vehicles. If you do not do this then you have committed material misrepresentation and the insurance company is then not responsible for paying for the damage from the accident.
What is under insurance over insurance?
Under insurance is not carrying enough insurance to cover your assets in the even of a liability claim or not carrying enough insurance to satisfy your bank / lienholder. Over insurance is carrying more insurance than you need. This is more common with home insurance. For example, insuring a 1000 square foot house for 1,000,000, would be considered more insurance than you'd ever need.
If you loan your car to a friend and they wreck your car is your insurance responsible?
yes. plain and simple. you lent the car and then they are a permisable driver. As long as they are not n excluded driver or a resident in your house. It depends, if your policy is a named driver & the driver is not named, your policy will not respond. If your policy is a standard auto policy then yes, your policy will respond.
Damage to property cause owners neglect?
Property damage is covered by a property liability insurance package. This applies to all incidents in which an automobile causes damage to another person's property such as a fence or house. If you do not have property liability insurance, the driver is responsible for covering the damages out of pocket.
If you are a guest in somebodies house and they back in to your car whose fault is it?
Being a guest in someone's house has nothing to do with car insurance. If someone backs into your car then their car insurance is responsible.
Will insurance cover driver not on policy?
Most auto insurance covers anyone you allow to drive your car, except people living in your house.
When a neighbors house catch on fire and then yours who is responsible?
Whoever started the fire is responsible. Hopefully both you and your neighbor are covered by homewoner's insurance.
How do you recover losses from an accident when your insurance ran out and the other driver will not accept responsibility?
In this case, the driver is not responsible, it is the owner of the vehicle that is responsible. It is his car and his responsibility to make sure that all drivers of his vehicle are insured when they drive the vehicle. You need to call one of those lawyers who advertise on TV. The owner of the car is responsible and if the driver was excluded from the policy but was allowed to drive the car anyway, you can have his house, car, and all his wages for the next 100 years, and probably the same from the driver. But when you win the case, they'll declare bankruptcy and you'll probably never collect.
Do purchase costs come in carrying cost?
Carrying cost is those type of costs which requires to safely keeping the stock of material which includes ware house, insurance etc so purchase cost is not a part of carrying cost.
Whose insurance covers a car hitting a house?
The coverage of the car who hit the house of course, as long as the driver had permission to drive the vehicle.
Your car was hit outside your house and the driver drove away?
Are you asking a question or just making a statement? "If your car was hit outside your house and the driver drove away, are you covered by insurance?" This would most likely be covered by your comprehensive insurance and you will likely have to pay a 500.00 deductable.
