The owner's insurance will pay if he has collision coverage. It Doesn't matter who was driving. the owner will have to pay the collision deductible, unless he wants to press charges against his buddy for "stealing" the car in which case the owner will have to pay the Comprehensive deductible. If the owner has neither collision nor comprehensive, then the owner is out of luck. The buddy's (who borrowed without permission) insurance company is not responsible for anything. They were not insuring that vehicle only his liability (damage he causes to people and vehicles that he hits but is not occupying)
The fault lies with the vehicle that cause the accident. When someone borrows a car, the car owner can be liable because the allowed someone to drive the vehicle. Often this type of accident has to be sorted out in court.
You are still responsible for her and her decisions Legally the owner of the vehicle is going to be held liable.
The owners insurance will be responsible for coverage in an accident involving permissive use of their vehicle.
No. The driver is responsible.
If you run into the back of someone's car, you are responsible for the accident.
If the person driving the vehicle was doing so with the owners permission, IN MOST PLACES, the owner and the owners insurance company are financially responsible and you should be able to sue and get compensation.
then your both screwed
If they were not parked illegally then they are not responsible for your accident.
Although it depends on your insurance, the driver is covered if driving with your permission.
Take them to small claims court for the damages. If they didn't have permission, you should have reported it stolen and had them arrested.
The owner of the vehicle is responsible for whatever it does unless you can prove that someone else was driving.
Yes. You are responsible for the car and having an accident in it shows that you didn't take proper care of the car.